Small Business & Workers' Comp Blog

Is This Lawsuit Covered? Maximize Your Protection With Business Liability Coverage

The right insurance policies can make all the difference in keeping your small business operating during a lawsuit and financially viable afterward.

Negligence Claims Due to Staffing Shortages in Nonprofits

Find out why negligence claims have been in on the rise for nonprofits and how to help prevent them by hiring the right staff and focusing on workplace safety.

The Aging Workforce and Workers' Compensation

Find out why older adults are working past retirement age. Discover the impact this aging workforce will have on workers’ compensation.

Small Business Marketing Tips

Effectively marketing your small business helps you reach the right audience. Use these small business marketing tips to get the competitive edge you need to succeed.

Workplace Temperature Laws

Are there workplace temperature regulations? Learn about OSHA’s rules for temperature in the workplace and how to protect employees from extreme heat and cold.

Cold & Flu Prevention Tips for the Workplace

Learn workplace cold and flu prevention tips for the upcoming flu season to prevent the illness from negatively impacting your business.

Black Friday Holiday Shopping Trends

Experts suggest inflation will put a damper on Black Friday and other holiday retail sales events in 2022. Find out what retailers should do to prepare.

Navigating the Aftermath: A Guide to Hurricane Damage Claims

Here's a guide to streamline your insurance claim process after a hurricane, ensuring you're well-prepared and can recover more swiftly.

Do Not Fall Victim to Remote Access Scams

Cyber scams involving access to personal and company computers continue to rise. Learn tips to recognize and prevent remote access or tech support scams.

Daylight Savings Time Side Effects Prevention

Learn how to prevent or lessen the side effects of sleep changes due to the daylight savings time change every fall and spring.

Cybersecurity Awareness Month 2024

October is Cybersecurity Awareness Month. Learn how both individuals and organizations can play a role in cybersecurity and help prevent data breaches.

The Growing Importance of Mental Health at the Workplace

The impact of mental health in the workplace continues to grow. Learn how mental health affects the office and how to create a healthier work environment.

National Preparedness Month

National Preparedness Month, celebrated every September, is a great time for small business owners across the country to revisit and adjust their own disaster recovery plans.

Keeping School Employees Safe from Insurance Risks

Educational institutions face a wide range of insurance risks. Learn more about the exposures this industy must consider and what school insurance coverage can help protect their staff.

“Nuclear” Verdicts and the Importance of E&S Insurance

The rapid increase of "nuclear” verdicts has made some insurance policies more expensive for companies and more difficult for them to find a carrier with the necessary appetite for risk.

The New State of Cybersecurity

Cybercriminals are using AI to enhance their cyber attacks - read on to learn more about their methods and what you can do to protect your business.

Keeping Real Estate Transactions Safe — Cybersecurity Best Practices and Wire Fraud Prevention

Why Cybersecurity Is So Important in Real Estate Transactions

Three Kinds of Insurance No Small Business Should Ever Be Without

Learn why liability insurance, commercial property insurance, and business interruption insurance are three essential coverages for small business owners.

Employee Injured Outside of Work

What happens when an employee is injured outside of work? Find out what injuries workers’ compensation will cover if the injury occurs outside of the workplace.

Safeguarding Your Small Business Against Digital Threats

Learn what you can do to prevent your small business from becoming a victim of cyberattacks and how insurance policies can protect against financial losses.

Business Interruption Insurance: What's Covered, What's Not

Business interruption insurance protects your small business from financial losses resulting from unforeseen disruptions. Learn all about this key coverage.

Does My Business Need Cyber Insurance?

Protect your business from cyberattacks, data breaches and other cybercrimes with comprehensive cyber insurance coverage from AmTrust Financial.

Cybersecurity Training for Employees

Discover how to educate employees on cybersecurity to help prevent a data breach at your small business. Get tips for employees to avoid a cybersecurity breach.

Tips for Hiring Seasonal Workers

Learn more about the top mistakes businesses make when hiring temporary staff for the busy holiday season, and get tips to ensure your small business can avoid them.

How to Encourage Cyber-Security in a Remote or Hybrid Work Environment

Small businesses are more likely to be targeted by cyber thieves, and those with 500 or fewer employees lose nearly $3 million on average in a data breach.

How to Create a Strong Password

Get tips for creating secure passwords that help maintain your identity, protect your personal and financial data and more. Find out how to create a strong password to protect vital information.

Creating a Company Data Breach Response Plan

Find out why businesses must create a data breach response plan. Learn what to include in your company's cybersecurity policy and more as part of your data breach response plan.

Safety in Brewing and Distilling Industries: Risk Management Tips

Discover the common risks craft breweries and distilleries face as these industries continue to grow. Find out why safety in the brewing industry is key to avoiding accidents and injuries.

National Small Business Week

National Small Business Week is celebrated during the first week of May to recognize the benefits small businesses offer to their local communities. Find out how AmTrust and our appointed agents help protect the dreams of small business owners.

AmTrust Receives IBA Five-Star Excellence Award for Workers’ Compensation

AmTrust is honored to be chosen for the Insurance Business America (IBA) Five-Star Excellence Award for Workers’ Compensation.

Are Insurance Premiums Tax Deductible?

It's tax season, and the number of tax deductions available to small business owners may seem overwhelming. Find out which insurance premiums are accepted as tax deductions according to the IRS.

Beware of Fake QR Code Scams

Fake QR code scams are another type of cyber attack. Learn tips on recognizing and preventing being scammed by fake QR codes and protecting your business.

March is Workplace Eye Wellness Month

In recognition of Workplace Eye Wellness Month, we take a closer look at workplace eye injury risks and offer some tips to help prevent them.

Women’s History Month: Women in Small Business

Discover how women are impacting small business and the insurance industry more than ever before. Learn the history of Women’s History Month.

10 Things to Consider Before Opening a Restaurant

Learn the factors to consider before opening a new restaurant, such as creating a business plan, choosing the right restaurant insurance, and much more.

Changing Demographics & Workplace Injuries

Age, gender, race and other demographic factors impact the workplace on several levels. Learn how workplace demographics affect worker injuries and workers' comp claims.

What Is A Multi-Factor Authentication (MFA) Fatigue Attack?

Learn what a multi-factor authentication (MFA) fatigue attack is and how to protect your company from continuous MFA push notifications.

Mental Health in the Restaurant Industry

Discover why restaurant workers’ mental health is becoming a growing concern in the industry. Find out what employers can do to help improve mental health in the workplace.

Classifying Independent Contractors vs. Employees

Learn the IRS rules regarding correctly classifying workers as employees or independent contractors to prevent costly fines and back tax payments.

Best Insurance for Small Business Owners

Running a small business comes with many risks. Discover the best insurance small business owners should consider.

Shop Locally on Small Business Saturday

Learn about the history of Small Business Saturday and the impact it can have on the local economy. Hear about SBS’s importance from one of AmTrust’s insureds.

Business Travel: Adapting to a Post-COVID-19 World

Find out what the future looks like for business travel in a post-COVID-19 world and how the hospitality industry is adapting to the changes.

Watch Out for Vendor Social Engineering Scams Near the Holidays

Find out why social engineering scams from vendors tend to increase around the holidays. Learn what small business owners can do to protect themselves from these types of cyber attacks.

Is TikTok Safe?

Is your data safe when using TikTok? Discover what safety concerns exist and how to protect your data when using the app.

Protecting Your Business from Increasing EPL Claims

Data Protection Tips for Using WhatsApp

Is WhatsApp secure for business communications? Find out how to protect your company’s data when using the app to conduct business.

Inflation Reduction Act Impact on Small Business

Learn how the Inflation Reduction Act's healthcare, tax and credits, and clean energy subsidies will impact small businesses.

Preparing Your Small Business for a Recession

Is the U.S. economy in a downturn? Now is the best time to prepare your small business for a recession. Learn tips on how to prepare for a recession.

Employee Injuries: What’s Covered Under the Course and Scope of Employment Rule?

AmTrust's Robert Schiller, AVP, explores what is covered under the workers' compensation statue.

Lookout for DocuSign Phishing Scams

Cybercriminals attempt to attack an organization’s systems through email cyberattacks. Learn how to recognize a DocuSign email phishing attack.

What is Small Commercial Insurance?

Learn why small commercial insurance is critical to protect a business from potential risks that could damage a business’s property and reputation.

Nonprofit Risk Factors

Nonprofits face unique challenges from funding theft to volunteer injury.Get nonprofit risk management tips, including having proper nonprofit insurance coverage.

Small Business Strategies for Success

Find out what small business strategies can help ensure success throughout the year, even during times of inflation, supply chain issues, labor shortages and more.

Inflation and Small Business

Learn more about the impact inflation is having on small businesses across the United States. Discover things small business owners can do to help improve profitability during inflation.

How Does Inflation Impact the Workers’ Comp Market?

AmTrust’s latest webinar discussed how inflation, the labor market and stock and bond market volatility can impact the workers’ compensation market.

6 Trending Cybersecurity Issues

Learn the six trending cybersecurity issues that could wreak havoc on businesses, both big and small, and the steps you need to take to prevent them.

How Rising Prescription Drug Costs Affect Workers’ Compensation Claims

Find out how rising prescription drug costs can impact workers’ compensation claims. Learn what workers’ comp carriers and employers can do to help manage these costs.

The Rise of Smishing, Spam Text Messages and Text Scams

Spam text messages, smishing and text scams are on the rise. Learn how to spot these scams and how to prevent criminals from accessing your personal data.

Hit a Homerun with AmTrust’s Small Business Coverage

AmTrust goes to bat for our agents with online resources, loss control services, superior claims handling, flexible payments and more.

Rising Gas Prices: Impact on Small Business

Discover the impact rising gas prices have on small businesses across the country. Learn what business owners can do to help save on fuel costs.

Celebrate Mom and Pop Small Business Owner Day

Learn the history behind Mom and Pop Small Business Owners Day. Find out how you can celebrate your local small businesses and help them succeed.

Five Factors to Manage Your Business’s Cyber Risk

Sally Li, VP of Cyber at AmTrust, shares five ways to manage your business’s cyber risk and protect your company from cyber attacks.

How Does the Labor Shortage Impact Workers’ Compensation?

Discover what the current labor shortage means to the workers’ compensation industry. Find out what companies can do to help deal with staffing shortages and reduce accidents and injuries.

Ordinary Negligence or Professional Negligence?

Learn the difference between ordinary negligence and professional negligence and how to avoid these types of costly lawsuits.

How to Prevent Employee Burnout

The coronavirus pandemic has brought a surge in employee burnout. Learn the signs of burnout and tips on how to prevent it from happening to your workers.

Employee Appreciation: Thank Your Staff

Employee Appreciation Day is March 4. Here are a few ideas to recognize your staff and offer your support and appreciation throughout the entire year.

Cybersecurity vs. Data Privacy

Discover how cybersecurity, or information security, and data privacy are two separate, yet related concepts. Learn the difference between data privacy vs cybersecurity and how to protect your business.

Preventing Snow Shoveling Injuries

Snow removal, shoveling show and using a snowblower, can lead to many risks. Find out what the risks are and how to prevent them.

AmTrust Partners with Pinpoint Predictive to Utilize Individualized Intelligence

AmTrust partners with Pinpoint Predictive to utilize digital psychometrics to get insight into individualized intelligence.

AmTrust’s PolicyWire Top 10 Blogs for 2021

Check out AmTrust’s top 10 blog posts for 2021, covering topics like COVID-19 safety procedures, insurance best practices, cybersecurity, workplace safety and more.

AmTrust Specialty Risk 2021 Warranty Survey Report

Discover some of the findings in AmTrust Specialty Risk's Warranty Survey Report. Download your copy of the report today.

Three Trends that Frighten Small Businesses

Learn about some of the recent “scary” small business trends companies should focus on in the near future to ensure their continuing success.

Mandating COVID-19 Vaccines: What Employers Need to Know

Find out what President Biden's new vaccination mandates could mean for businesses, and how EPL coverage coupld protect them from certain exposures that could arise.

Can a Business Legally Refuse a Customer?

Can a business refuse customer service? Learn if it is legal for companies to refuse service for not complying with a store’s mask or vaccine requirements.

Is There a Labor Shortage?

Find out what small business owners can do as they struggle with the countrywide labor shortage due in part to the coronavirus pandemic.

Changes in Workplace Demographics due to COVID-19

Find out what changes in workplace demographics the COVID-19 pandemic caused and what these changes can mean to the workers’ compensation industry.

Should Your Small Business Require Face Masks at Work?

Learn about the latest updates to recommendations and guidelines from the NSC and OSHA regarding workplace safety during the recent surge in COVID-19 cases.

Smart Homes and Real Estate Market Trends

Smart home technology has become a standard feature prospective buyers look for. Learn about common smart home devices, how to protect them and how they affect the real estate market.

COVID-19 and Workplace Discrimination Claims

Find out why some companies may see an increase in COVID-19 claims regarding employment discrimination. Learn why the demand for EPLI coverage is on the rise.

AmTrust Chosen Best Business Insurance Company by Digital.com

AmTrust is listed as a Best Business Insurance Company by Digital.com, based on an assessment of coverage types, claims processes and customer support.

Artisan Contractors: Job Outlook, Risks

Artisan contractors are keeping busy throughout the pandemic. Learn who they are, what injuries they can get on the job and why it crucial for these small businesses to have insurance.

What is E&O Insurance?

Errors and omissions (E&O) insurance is specialized liability protection against financial losses not covered by traditional liability insurance. Discover what E&O insurance covers, and what industries need it most.

Restaurants Battle COVID-19 Delta Variant

Learn about different safety approaches restaurant owners are taking to help protect their businesses and staff during the COVID-19 Delta Variant surge.

Used Car Market & Extended Auto Warranties

Learn about current used car market trends and find out why purchasing an extended car warranty, also known as a vehicle service contract, could benefit vehicle owners.

Social Inflation and the Insurance Industry

Learn more about social inflation and the insurance industry, including the causes of social inflation and what businesses can do to protect themselves.

How to Avoid Ransomware Threats

Learn about common ransomware threats and the steps business of all sizes can take to help avoid them.

Real Estate Safety and Risk Management

Find out what risk real estate agents face as part of their daily duties. Learn real estate safety tips to keep agents safe on the job.

Chaya Cooperberg Selected for Insurance Business Elite Women 2021

AmTrust Financial celebrates Chaya Cooperberg, EVP and Chief People and Communications Officer, selected for Insurance Business Elite Women for 2021.

What is Cryptocurrency and Does it Affect Cybersecurity?

The world knows cryptocurrency as the money of the future. But, how safe is cryptocurrency and what do we know so far about its risks on cybersecurity? Learn more.

COVID-19 Changes to the Warranty Industry

Find out what leaders in the warranty industry have to say about the potential changes the COVID-19 pandemic has caused. Learn what factors will impact the extended warranty business.

Is Cyber Insurance Worth It?

Cyber attacks are at the top of the news. Learn about the costs and benefits of having a cyber insurance policy for your business.

Eight Tips to Avoid Litigation

Learn eight tips that will help you avoid business litigation and trips to your lawyer’s office.

Jobs of the Future: What Risks Will Employees Face?

Discover what some of the most common future jobs will be according to a study from the World Economic Forum, and learn what risks these employees may face.

How to Overcome Zoom Fatigue

Do video calls make you exhausted? Learn solutions to overcome zoom fatigue symptoms and make your video meetings more productive.

The Restaurant Revitalization Fund

Learn what the Restaurant Revitalization Fund (RRF), part of the American Rescue Plan signed into law in early March, offers restaurants, bars and other food-serving establishments.

Telehealth and Workers' Compensation: Benefits and Recovery Outcomes

Learn about the benefits of telehealth in workers’ compensation and how AmTrust has expanded telehealth services during COVID-19.

Protection from Social Engineering Fraud

Learn how to protect your business from social engineering fraud with the correct cyber liability and commercial crime insurance coverage.

OSHA & New COVID-19 Guidelines

Learn about the updated OSHA COVID-19 guidelines as AmTrust’s legal and OSHA expert answers FAQs.

An Employer's Guide to COVID-19 Vaccines

As the COVID-19 vaccine distribution roll-out continues across the country, discover what employers need to know about adopting a policy for their employees.

Business in a VUCA World

Learn how you can use the 4 elements of VUCA together to help you support your employees, customers, and the small business community.

How to Get Workers’ Comp Insurance

Learn how to get workers’ comp insurance coverage for your business. We have the info you need to make sure your business is properly covered.

New Stimulus Package for Small Businesses

The second small business stimulus package passed in late 2020, along with a recent update in March 2021. Find out what relief small businesses and their employees can expect from this latest stimulus package.

Smart Doorbell Security Issues

Learn how to lessen potential cybersecurity issues with your smart doorbell by following simple data protection procedures.

Employee Well-being Program

Learn from the administrator of AmTrust’s AmWell program, Sara Warner, how the employee well-being program succeeded during the tumultuous 2020.

2021 Small Business Risks

Small businesses face a variety of risks. Learn about 2021 small business risks that can impact a business’s reputation, productivity and employee morale.

Paycheck Protection Program Loans

Learn more about the Paycheck Protection Program loans available to help support small businesses during the coronavirus crisis. Find out what the second small business stimulus package passed in December 2020 offers.

What Inspires You?

AmTrust traveled to Boca Raton to meet Anthony Barber, owner of Troy’s Barbeque, and his insurance agent, Steve Clein for the latest installment of Inspired.

COVID-19 Vaccination Scams

Learn how to protect yourself, your family and your business from cyber attacks that could occur from COVID-19 vaccine scams targeting personal and medical information.

Businesses Extend Work from Home

Learn more about the future of work from home policies for employers and workers as companies extend work from home policies through mid-2021.

Ransomware Attacks on School Districts

Learn ways to protect school districts from ransomware attacks, which can hold the school’s computer network, including personal data and systems, hostage.

Common Types of Cyber Attacks

Learn about some of the most common types of cyber attacks small businesses face, and discover their impact on a business’s operations.

How Does Gap Insurance Work?

New car owners should consider gap insurance coverage. Learn what gap insurance is, what it covers, why you need it, how much it costs and where to get it.

Taking Opioids Out of the Pain Management Equation

AmTrust's Melissa Burker, Head of Managed Care and Clinical, recently contributed to an article on Risk & Insurance. Find out more about how AmTrust's initiative with Optum Workers' Comp and Auto No-Fault is helping to reduce the amount of opioid prescriptions writtern for injured workers.

5 Data Breach Prevention Tips

Discover the warning signs of a data breach, and find out what small businesses can do to help prevent them. Get data breach prevention tips to keep sensitive information secure from a cybersecurity attack.

Hospitality Industry and COVID-19

Find out how COVID-19 has impacted the hospitality industry and how it is evolving to meet its customers’ changing needs.

Ransomware Protection for Small Businesses

Learn what ransomware is and how it can affect businesses of all sizes. Find out what your small businesses can do to stay protected from ransomware attacks.

Liability Pitfalls and Traps Arising from the Paycheck Protection Program

Find out why the Paycheck Protection Program (PPP), part of the CARES Act, has offered benefits to some small businesses, but has resulted in class action lawsuits for others.

COVID-19 and the Behavioral Health Industry

Discover how the behavioral health industry has been affected by the COVID-19 pandemic, and find out why this field of healthcare is so imperative during stressful times.

Employee Health: What are the Best and Worst Industries?

Worker health and safety is even more critical during the COVID-19 pandemic. Discover the best and worse industries for employee health.

Business Impact From People Leaving Big Cities

Learn about the economic impact on businesses as people are moving out of big cities due to panic moving and a demographic shift.

Working Parents Challenges During COVID-19

Learn solutions employers can implement to help working parents as they navigate through the changes that came along with COVID-19, including daycare and school closures.

Physical, Occupational and Speech Therapy: COVID-19

Find out what patients who are undergoing physical, occupational or speech therapy and the medical staff members treating them need to know about staying safe during the COVID-19 pandemic.

AmTrust Partners with Appulate to Quote Workers’ Comp Policies

Learn more about AmTrust’s partnership with Appulate, a digital technology platform that allows agents and brokers to instantly rate, quote and bind workers’ compensation insurance policies.

Gyms & Fitness Centers: COVID-19

Find out how the COVID-19 pandemic affects the fitness industry, and learn what business owners have done to adapt and stay afloat.

Ma Lu Bian Bian Hot Pot: Sharing Chinese Food Traditions in LA

The Chinese Hot Pot trend is growing across the U.S. Get inspired by the story of Arthur Tang, owner of Ma Lu Bian Bian Hot Pot, and his love of this communal-style meal.

Companies Benefitting from COVID-19

Find out what companies benefit from the coronavirus pandemic, and learn how they’ve remained successful throughout the crisis.

Restaurants & COVID-19

Find out the good and bad news about the restaurant industry and how they are adapting their services as COVID-19 continues to spread across the U.S.

AmTrust and KCAL: Partnering Together to Protect Small Business

Find out about one of our agent partners in Southern California, KCAL, and what they’ve done to help small businesses in their community with the help of AmTrust.

A Closer Look at the Different Types of Businesses

Find out what entrepreneurs should know about what different types of business organizations there are, and which form could best meet their needs as they start their new business venture.

AmTrust Inspired: UN1QUE Tea and Bar

AmTrust continues to be inspired by our small business insureds. Discover UN1QUE Tea and Bar, an AmTrust insured small business in Hacienda Heights, California.

Choosing the Right Place to Advance Your Career

Choosing the right path for your personal goals is crucial in finding career opportunities. Follow an AmTrust underwriter’s career path and his details for building a career at AmTrust.

COVID-19 Safety Tips for High-Risk Workers

Learn more about CDC coronavirus workplace safety guidelines to prevent the spread of COVID-19 to immune-compromised and 65 year and older workers.

AmTrust's Guide to Getting Back to Business

AmTrust is excited to offer our new Guide to Getting Back to Business, offering best practices, safety tips and expert advice to help businesses reopen during the COVID-19 pandemic.

Face Masks in the Workplace

Find out what employers need to know about face masks in the workplace. Learn when wearing face masks can be beneficial to employees, customers, and others.

Workplace Handwashing Best Practices

Discover proper hand hygiene to prevent the spread of the coronavirus in the workplace. Learn best practices for handwashing and using hand sanitizer.

COVID-19: How to Reopen the Office

AmTrust is here to help small businesses with tips for how to safely and efficiently reopen their office locations as we begin returning to work.

How to Open Retail Stores Safely during COVID-19

As retail stores prepare to reopen, find out what steps to take to ensure workers’ and customers’ health and safety remain top of mind – and help prevent the spread of COVID-19.

3 Types of Cyberattacks

Learn about 3 of the main types of cyberattacks that have become more prevalent since the beginning of the coronavirus pandemic. Find out what your small business can do to protect itself from these cyber scams.

Social Engineering Scams Rise During COVID-19

Social engineering attacks have dramatically increased since the beginning of the pandemic, as cybercriminals have been taking advantage of small businesses and their remote employees. Find out how to protect your business.

Reopening Restaurants During COVID-19

Restaurants are reopening as stay at home orders are lifted during the coronavirus crisis. Learn tips for safely reopening restaurants for both employees and customers.

Reopening Offices During COVID-19

When the COVID-19 pandemic subsides, office life could change dramatically. There are several issues for businesses to consider upon returning to work as it relates to safety in the office workplace and making accommodations for employees.

Recession and Workers’ Compensation Return to Work

COVID-19 has impacted every aspect of society. Find out how it and an economic recession could affect workers’ compensation return to work programs.

COVID-19: How Small Businesses Can Safely Reopen

Find out what needs to be done to ensure that while the U.S. gets ready to start reopening businesses, protecting workers remains top of mind.

COVID-19 Wrongful Termination Insurance Coverage

Wrongful termination lawsuits could be on the rise due to the coronavirus (COVID-19) crisis. Find out how EPLI coverage can help protect small businesses in employee-related claims.

The Power of Claims Adjuster’s Tone and Transparency in Uncertain Times

During uncertain times, such as hurricanes and the current coronavirus (COVID-19) pandemic, claims adjusters need to be empathetic and transparent with claimants.

Small Business Debt Relief Program

Find out more about the Small Business Debt Relief Program, an essential component of the CARES Act designed to support small businesses in these uncertain times.

CARES Act Counseling and Training Resources for Your Small Business

As a small business owner, you may have questions about the CARES Act and how it can help your organization. Learn more about the financial resources and counseling available for your small business.

Stress Management Tips during COVID-19

April is Stress Awareness Month. Find out how to reduce stress, whether it’s due to the workplace or the recent COVID-19 pandemic, to improve overall health and wellness.

Working from Home: The Good and the Bad (But Mostly Good)

Work-from-home benefits are quickly becoming the norm among businesses everywhere. AmTrust’s Director of Claims, Robert Schiller, offers his insight on the pros and cons of allowing employees to work from home.

5 Working from Home Tips for Managers

Learn five tips to successfully adapt to the remote work lifestyle and how managers can be there for their employees during these uncertain times.

How COVID-19 Impacts Pharmacies

Learn more about the impact of the COVID-19 pandemic on pharmacies and what measures they are taking to help keep employees and customers safe.

Volunteering During COVID-19 for Nonprofits

Learn how volunteers are stepping up to help nonprofit organizations during the coronavirus crisis. People are creating ways to help those in need during the pandemic.

Economic Injury Disaster Loans (EIDL) & Emergency Economic Injury Grants (EEIG)

Congress recently passed the CARES Act, meaning relief is on the way for small businesses. Learn more about some financial resources that are available during this difficult time.

Treatments, Telemedicine for Injured Workers During COVID-19

Learn how AmTrust has partnered with telehealth providers to provide telemedicine care to injured workers.

Home Office Ergonomics Tips

Learn how to set up an ergonomic home office when working from home due to the coronavirus. Mitigate the risk of injuries, including muscle strain or computer vision syndrome.

COVID-19: Cleaning and Janitorial Staff

Learn the impact the COVID-19 pandemic is having on workers like janitors, office cleaning crews and housekeepers. Find out why protecting these workers from the coronavirus is vital during these uncertain times.

Grocery Stores Thriving Amid the Coronavirus Outbreak

While the COVID-19 outbreak continues to wreak havoc on small businesses everywhere, there is one industry that is thriving – grocery stores. Learn more about some of the trends grocery stores are facing during this period.

Best Practices for Safe Food Delivery, Take Out

With restaurants closing to help mitigate the spread of coronavirus, owners are converting to take out and delivery best practices to get food to their customers.

How to Support Small Businesses During the COVID-19 Outbreak

Find out what you can do to support small businesses in your local community during the coronavirus crisis.

COVID-19 Small Business Resources & Loans

Learn about the federal and state assistance programs for small businesses that have been enacted during the coronavirus crisis.

Remote Working Cyber Risks

Working remotely has increased over the last several years and during the recent COVID-19 pandemic. Learn about the potential cyber liability risks of allowing employees to work remotely and how to help mitigate them.

How Much Does Small Business Insurance Cost?

Here’s an overview of what you should anticipate and budget for when choosing small business insurance.

COVID-19 Work From Home Policy Best Practices

Learn best practices and the benefits of implementing a work from home policy for your small business.

BCP: Business Continuity Plan

Does your small business have a business continuity plan? Learn how continuity planning can help your organization prepare for and recover from a disaster.

Prevent "Spring Forward" Time Change Side Effects

Learn how to prevent or lessen the side effects of sleep changes due to the daylight savings time change every fall and spring.

AmTrust is Inspired by Our Small Business Clients and Their Big Dreams

Find out more about two small businesses started by Chinese immigrants, and what their partnership with AmTrust and their agency KCAL has meant for them.

What is Not Covered by Workers’ Compensation Insurance?

Learn what employee incidents Workers’ Compensation insurance does not cover and are not part of the “course and scope” rule.

How Does Umbrella Insurance Work?

Umbrella insurance picks up where your standard insurnace coverage falsl short. Learn more about how it works and what it covers.

Experience Modification Rate (EMR) & Workers' Comp

What is an experience modification rate (EMR)? Learn how to calculate EMR and how it directly impacts workers’ compensation premiums for small businesses.

Transparency about Preexisting Conditions Benefits Employers and Employees

A positive workers’ compensation claim outcome is the result of collaboration, attention to detail and transparency. Find out how both the injured employee and the employer benefit when the employee is upfront about a preexisting condition.

Uriu Nuance – World Renowned, Fine Interior Finishes

Learn more about Uriu Nuance, an AmTrust insured business, who has provided fine interior finishes since 1985. Find out why they value their relationship with their agent and AmTrust.

AmTrust Inspired: The Gus Legacy Foundation

AmTrust visited The Gus Legacy Foundation in Chicago, a nonprofit organization providing access to education, empowerment and exploration for the arts in our latest installment of AmTrust Inspired. Find out why they are proud to be AmTrust insured.

Are Volunteers Covered Under Workers’ Compensation?

Find out what coverage you’ll need if your organization utilizes the help of volunteer workers.

Inspired By Our Nonprofits in Chicago: Rogers Park Business Alliance

Learn why the relationship between Chicago nonprofit insured, Rogers Park Business Alliance, their small business community and their insurance agents is inspiring.

Insurance Enterprise Architecture

Enterprise architecture (EA) encompasses the assessment, planning and designing of a business's use of technology to achieve its goals.

AmTrust Inspired: Canine Therapy Corps

AmTrust visited Canine Therapy Corps in Chicago, a nonprofit organization providing animal-assisted therapy services in our latest installment of AmTrust Inspired. Find out why they are proud to be AmTrust insured.

AmTrust Inspired: Supporting Nonprofit Organizations in Chicago

Learn more about how we support nonprofit business, through our partnership with S. Wolf & Associates insurance agency, as told through the inspiring stories of three nonprofit organizations in Chicago.

AmTrust Visits Inspirational Nonprofits in Chicago

During the season of giving, join us as we visit three nonprofit insureds serving the Chicagoland area in the next installment of AmTrust Inspired.

Cybersecurity Checklist for the Holiday Season

Find out how small business owners can keep their organizations safe from cyber attacks this busy holiday season. Get cybersecurity tips and a checklist to help protect your operation.

Risks, Dangers of Being Underinsured

Learn the risks being underinsured and what small business insurance coverages can help you protect against day-to-day risks.earn the risks being underinsured and what small business insurance coverages can help you protect against day-to-day risks.

Café Culture in Pittsburgh’s Historic Strip District

Learn more about this old world café set in the heart of Pittsburgh’s Strip District. Owner Matt Marietti discusses the challenges and triumphs of small business ownership, as well as the importance of insurance.

Dollhouse Miniatures: A Child’s Toy & Adult Hobby

Serving customers from age 2 to 92, Lynlott Miniatures allows dollhouse enthusiasts to restore and furnish beloved dollhouses. Hear from Debbie McManus, the owner, on how AmTrust helps protect her business.

How Thanksgiving Dinner is Like Small Business Insurance

Learn why planning a Thanksgiving dinner isn’t much different than creating a small business insurance policy. It’s not as much of a stretch as you would think.

Can Sleep Deprivation Lead to Workplace Injuries?

We examine the effect that a lack of sleep can have in the workplace, and how it can result in workers’ compensation claims.

Correlation Between Your Hiring Procedures & Workers' Comp Claims

There is a correlation between a successful hiring program and lower workers’ compensation claims. Learn tips to lower your claims costs with good hiring procedures.

How to Report an Injury at Work

Read our guide on responding to and reporting an injury at work. Find out how to be compliant with workers’ compensation reporting procedures.

Workforce Demographics and Workplace Injuries in the Retail Industry

We took a closer look at age, gender and workers’ compensation claims in the retail industry, based on the findings of AmTrust’s Retail Risk Report.

How to Build a Cybersecurity Policy

Cyberattacks are on the rise. Learn the important questions to ask when constructing a cybersecurity policy for your small business.

The Benefits of Physical Therapy for Chronic Pain

Discover the benefits of physical therapy for the chronic pain some injured workers suffer daily. Find out why physical therapy can be more beneficial than opioids for chronic pain relief.

The Effects of Low Unemployment Rates on Workers' Compensation

Businesses booming and unemployment is at a record-low rate. We examine the impact this has on workers’ compensation insurance.

AmTrust is Inspired by Miami Small Businesses and Agents

Come with us as we visit Miami in the next chapter of AmTrust Inspired. See the colorful, international and diverse city through our insureds and agents.

Workers’ Compensation vs. General Liability Insurance

Data Privacy & Workers’ Compensation

Discover how new data privacy laws, such as California’s CCPA, could impact the workers’ compensation industry.

Gig Economy Worker Classification

The gig economy continues to grow. Learn the latest federal and state updates to employment determination impacting independent contractors and freelancers.

How to File a Workers’ Compensation Claim

Small business owners are most likely familiar with workers' compensation, but not the entire claims process. Find out what the steps are for filing a workers' comp claim.

Effective, Efficient and Ever-Evolving: What it Takes to Have an Amazing Claims Department

Learn more about AmTrust’s claims department and the ongoing improvements designed to resolve claims efficiently and effectively for injured employees.

Every Business Has a Story: Astoria, NY

AmTrust is excited to share the stories and relationship between our insureds and agents as part of our AmTrust Inspired program. Meet some of our businesses in Astoria, NY.

Cyber Insurance in the Time of Data Privacy Protection

Learn about the importance of cyber liability insurance in the time of data privacy legislation, such as the GDPR or CCPA, from AmTrust’s Ian Thornton-Trump.

Interns: Cyber Security & Social Media Policies

Discover why small businesses should create a social media policy and provide proper security awareness training to their interns.

Hiring Tips for Small Businesses in a Tight Job Market

Learn hiring tips for small businesses to use during today’s hot economy and tight job market to hire the best candidate for your organization.

Personal Information is Protected under the California Consumer Privacy Act

Learn how the California Consumer Privacy Act, the first data privacy law in the U.S., will impact how personal information is shared, sold and stored starting in 2020.

AmTrust and Optum Address the Opioid Prescription Crisis

Learn how the partnership between AmTrust and Optum are taking on the opioid prescription crisis by reducing the percentage of workers’ comp claims with opioids.

Filing a Workers’ Compensation Claim: 5 Mistakes Small Businesses Should Avoid

Avoid these five common mistakes when filing a workers’ comp claim to ensure a smooth process for all parties involved.

What is Personal Identifiable Information (PII)?

The GDPR gives people have more say in how their personal data is accessed. Learn what personal identifiable information (PII) is and how it is protected under the GDPR.

The Industries Most Affected by the Opioid Epidemic

Discover the impact the opioid epidemic has on the workplace, and learn about the industries most affected by the crisis.

Answers to Popular Small Business Legal Questions

There are many components - from products to insurance - to running a small business. Learn answers to some of the frequently asked small business legal questions.

What is Workers' Compensation?

Learn more about the basics of workers’ compensation and workers’ comp insurance for small businesses.

Iconic Los Angeles Pizza Shop: Patsy D’Amore’s Pizza

There are over 70,000 pizza shops in the U.S. including the iconic and AmTrust insured Patsy D’Amore’s Pizza. Learn more about this family owned pizza business.

AmTrust Inspired: Family-Owned Magee’s House of Nuts

Be inspired meeting AmTrust insured, Magee’s House of Nuts, which is a 4^th generation family-owned small business at the Los Angeles Farmers Market.

Helping Injured Workers Recover

Find out why employers should focus on improving health outcomes in injured workers to get them back to work sooner – and improve their quality of life.

GDPR for Small Businesses

Learn the impact that the EU’s GDPR data privacy regulations will have on small business, especially the insurance industry, in the U.S.

Social Media Crisis Management Tips

If a social media crisis hits your business, do you know what to do? Learn how to help handle sticky social situations with grace.

Benefits of Return to Work Program

Every seven seconds, a worker is injured on the job. Director of Claims Rob Schiller shares several best practices for planning and implementing a successful return to work program.

Meet AmTrust Insured Bob’s Doughnuts and Coffee

Discover Bob’s Doughnuts and Coffee at the iconic Los Angeles Farmers Market, one of the thousands of small businesses that is AmTrust Insured.

High Deductible Health Plans and Workers' Comp Claims

There has recently been a trend towards higher workers’ compensation claims. Find out if your company’s high deductible health plan might be the reason why.

Loss of Business Income Insurance

Disaster strikes and your business operations are shut down – are you covered? Learn about the importance of business interruption insurance.

Bend the Knee: Safe Lifting Tips Inspired by Game of Thrones

Improper lifting techniques can lead to injuries and result in costly, lengthy recuperation and rehabilitation. Read our safe lifting tips, inspired by Game of Thrones!

AmTrust Inspired: Supporting Small Business Dreams

Learn about the launch of AmTrust Inspired, a new program highlighting the inspiring relationship and stories between agents, insureds and AmTrust.

Play Ball: It’s Time for Company-Sponsored Spring Sports Teams

Learn if injuries incurred at employer-sponsored events, such as softball games, are covered by your workers’ compensation insurance.

Construction Boom Brings New Work Comp Risks for Contractors and Their Employees

The construction industry is officially booming. Learn how AmTrust’s Loss Control team and workers’ comp coverage can help protect your contracting business.

Business Partnerships Pros and Cons

As an entrepreneur, there may be specific advantages and disadvantages to forming a partnership. Help safeguard your business with these practical suggestions.

Citrix Data Breach

Learn more about the recently announced data breach at Citrix and the important cybersecurity recommendations for organizations going forward.

Will Robots Fill Future Job Openings at Your Small Business?

Find out how small businesses should properly plan for the future, utilizing robots and artificial intelligence (AI) to impact their bottom line.

Chatbots and Small Business

Chatbots offer a variety of benefits to small business owners. Find out exactly what is a chatbot and learn what it can do for your business.

Sports Bar Marketing Strategy for Your Restaurant

Finding unique ways to drive profit and increase customer traffic can make the difference between breaking even and expanding your brand.

How to Respond to Negative Restaurant Reviews

Learn social media tips to turn an online negative restaurant review to a positive experience for both your business and the customer.

5 Easy Payment Methods for Independent Contractors

Paying freelance workers doesn't have to be a headache. Discover five great payment methods to keep your payroll organized and finances secure.

Cash Alternatives: Bitcoin to Venmo

There are many small business cash payment alternatives from PayPal to Venmo to Bitcoin. Learn which solution makes sense for your business in our blog post.

Swipe Right for Small Business This Valentine’s Day

Snuggling is fun, but why not gift more this Valentine’s Day with a sweet gift from a small business? Learn how shopping small is beneficial to communities.

Risk & Insurance: Why Hiring Independent Contractors is Now an Increasingly Risky Business

AmTrust’s Matt Zender contributed to a recent article in Risk & Insurance regarding independent contractors vs. employees. Check out his thoughts and read the full article today.

PTO and You: Get the Time Off You Need

Paid time off for your employees and making sure your small business is operating at full efficiency can be quite a challenge. Consider these tips for balancing time off and business operations.

History of Workers’ Compensation

The history of workers’ compensation goes back much further than you might think. Learn the origins of workers’ comp insurance and how it has evolved over time.

Opposite Day: Make These Changes to INCREASE Risk at Your Small Business

Learn how to celebrate Opposite Day this year by following these tips – in other words, implementing these tips will INCREASE risk for your small business (so do the opposite!).

Small Business Insurance Advice & Tips

Insurance is not a one-size fits all. Read our 19 small buisness insurance tips for advice on how to choose the best policies.

Insurance for Remote Workers

Find out why small businesses with remote workers need a businessowners insurance policy. Learn more about what a BOP covers for employees working from home.

Gig Economy Impact on Small Businesses

Learn more about the gig economy and the impact it will have on small businesses. Find out what to consider when hiring independent workers.

CES 2019: Where the Complexity and Risk of Consumer Technology Meet

AmTrust is going to CES 2019 to explore how insurance options can enhance customer experience for companies who focus on consumer technology.

Don’t Let Small Business Saturday Become Big Loss Monday

Find out how small businesses can get better prepared to get the most ouf of Small Business Saturday this year. Discover tips to avoid your business from big loss.

Employer Premium Fraud is Hurting Everyone – Including Honest Businesses

Check out a recent article on Risk & Insurance, featuring AmTrust’s Matt Zender, regarding the most common instances of premium fraud and the effect it has on honest businesses.

Digital Devices: Security Tips for Our Connected World

Learn the steps to take to protect yourself and your devices in our digitally-connected world during the final week of National Cyber Security Awareness Month.

Build Security Awareness with Phishing Tests

Join AmTrust Security Awareness Manager, Lauren Zink, for an informative course about building security awareness by implementing phishing tests at your organization.

Cybersecurity Awareness: It's Your Job, Too

Cyber criminals are now attacking organizations by targeting individuals within the company. Find out how employees can help their company stay secure.

Five Things to Know About Our Cyber Liability Insurance Product

AmTrust offers a comprehensive cyber liability product for your small business clients. Learn about the coverage and how it can assist your client if they are a victim of a data breach.

Cyber & Data Breach Notification Laws

Learn what steps businesses are generally required by law to take following a data breach. Find out how a data breach could affect businesses of all sizes in the long run.

Vendor Management Policy Tips

Considering the rapid advances in digital technology and the changing regulatory landscape, successful vendor management is more important than ever.

3 Effective Marketing Strategies for Small Business

Promoting and positioning your small business is a never-ending endeavor. Sometimes a heavier marketing effort makes sense, such as when the business first opens or during the holidays. Even strictly seasonal businesses cannot afford to go completely dark during their off-peak time. To remain relevant and successful in today’s hyper-competitive and crowded marketplace, it’s important to stay top-of-mind, both online and off.

5 Ways to Help Jumpstart Your Small Business in 2018

2017 was an interesting year for the small business owner. Between recent tax law changes and public policy overturns, the business landscape is completely changed in 2018. What hasn’t likely changed, however, is the desire of small business owners to continue to grow their enterprises. Are you looking for ways to help jumpstart your small business this year? Here are five hot tips to consider from the team at AmTrust.

Maximize Your Cash Flow with Our Payment Options

AmTrust offers a variety of flexible, simple and convenient payment plans when purchasing commercial liability, workers’ compensation insurance, businessowners policies and more. Keep reading for descriptions and sign-up instructions on the option that can work best for you.

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