AmTrust Warranty & Specialty Risk

Our nature is entrepreneurial. Our focus is on excellence. Our passion is innovation.

AmTrust Warranty & Specialty Risk

AmTrust Warranty & Specialty Risk is one of the world’s largest underwriters of insurance for extended warranty, service contracts and protection products within automotive, financial services, consumer goods, home, powersports, recreation and heavy equipment markets.

For over 20 years AmTrust Warranty & Specialty Risk has developed customer-centric programs that help you grow your business. Our programs are designed to maximize your profits while providing the best customer experience possible. Using our deep industry experience enables us to develop and deliver the most innovative programs in the market. With convenient, flexible pricing models, we are ready to exceed your expectations!


Market Segments


Automotive & Fleet

Competitive solutions that drive customer loyalty and deliver profitable revenue channels.


Consumer Products

Covering a wide range of consumer products for today’s connected lifestyle.


Powersports, Marine & Recreation

Expansive coverages to protect the vehicles and equipment that bring adventure to life.


Financial Services

Safeguarding lenders and their borrowers through unforeseen risks and life events.


Construction & Agriculture

Protecting heavy equipment to ensure less downtime.


Home & Utility

Helping homeowners avoid expensive repair costs to systems, appliances, electronics and more.

Participation Programs

AmTrust Warranty and Specialty Risk meets unique business goals with wealth-building participation programs designed to maximize income potential. We give you the flexibility to choose the structure that best meets your needs and growth objectives. 
Structures Offered:
  • Reinsurance: CFC, NCFC, Domestic, Cell Company, Retro-Cede
  • Captive Insurance
  • Dealer Owned Warranty Company (DOWC)
  • Profit Share
  • Failure to Perform (FTP)
  • Excess of Loss (XOL)
Consultative Approach:
We offer a consultative approach to ensure the program structure meets your unique business goals. Our personal expert advisors will:

  • Conduct analyses and provide counsel on complex topics
  • ​Develop and implement programs quickly
  • Provide training/education

AmTrust Management Portal (AMP) provides our partners with timely and relevant data to monitor and drive increased profitability, with 24/7 online access to cession statements, analytical reports and key performance metrics.
Partnership Advantages

Partnering with AmTrust increases your success through increased sales, greater customer satisfaction, stronger brand loyalty and sustainable revenue.  

Your Priorities Lead Ours.

We focus squarely on our partners’ business objectives. Whether your organization serves a broad customer base or a niche market, we will work with you to create the best coverage solutions for your customers. Our goals are to maximize protection and revenue while minimizing worry and risk.


Our size, strength and experience enable us to provide every partner the best resources and support in the industry. A cross-functional partnership model ensures each program is launched swiftly and compliantly. Expert teams analyze your business to refine programs and confidently respond to industry changes. Our president and executive leadership are accessible to partners at all levels and engage in building relationships that last. 


We are at the forefront of our industry. Our innovative culture and proactive approach to emerging technologies create meaningful expansion opportunities for partners. We make it a priority to keep pace with the latest developments in technology to help you anticipate and meet the changing needs of today’s consumers. 


At AmTrust, we are all about adaptability. We adjust our deal structures, rates, and filings to meet our partners’ evolving needs. Collaborative underwriting tailors each coverage to the product and market, maximizing customer lifetime value. 


AmTrust Specialty Risk’s expert team of legal, actuarial, underwriting, reinsurance and account executive professionals streamline the launch of compliant and lucrative programs that meet our partner’s global distribution goals. Clearly defined business processes and expertise ensure programs are managed effectively and compliantly. 


Time Zones