Product Overview: Heavy Equipment

Extended Warranties and Insurance for Construction and Agricultural Equipment

Our extended warranty programs are designed to protect your customer against costly repairs from mechanical breakdowns that occur beyond the manufacturer’s warranty period for equipment used in construction or agricultural settings. We also offer heavy equipment insurance coverages that protect from perils such as damage, flood and fire.


What are Heavy Equipment Warranties and Insurance?

Industrial equipment used by businesses in the construction and agricultural industries is extremely costly. When damaged, stolen or in need of repairs, it can lead to huge unexpected expenses. This heavy equipment is vital to the business; no project can be completed without the essential backhoes, graders, tractors, sprayers, etc., needed for the job.

An extended warranty for heavy equipment helps cover the costs associated when farm equipment or construction vehicles break down or need repair after the manufacturer’s warranty has ended. Insurance for heavy equipment helps cover damage from unforeseen events like theft, fire or accidents while in use.

Coverage for Heavy Equipment

AmTrust Warranty & Specialty Risk offers extended warranty programs and insurance for heavy equipment products in the construction and agricultural industries that cover the following:

  • Mechanical failure (Hydraulics, steering, suspension, etc.)
  • Physical damage insurance (fire, theft or damage related to an accident while in use)

Warranty and Insurance Coverage for Construction Equipment

  • Compact Wheel Loader
  • Crawler Excavator
  • Tractor Loader Backhoe
  • Wheel Excavator
  • Dumper (14 ton Max)
  • Crawler Dozer
  • Grader
  • Midi Excavator
  • Mini Excavator
  • Multi-lift
  • Compact Track Loader
  • Wheel Loader
  • Compaction Equipment
  • Paver
  • Skid Steer Loader
  • Telescopic Handler
  • Articulating Truck
  • Scraper Machine
  • Material Handler
  • Rigid Frame Truck
  • Forklift
  • Dumper (over 14 tons)

Warranty and Insurance Coverage for Agricultural Equipment

  • Tractor
  • Sprayer
  • Floater
  • Baler - Round and Square
Frequently Asked Questions About Extended Warranties and Insurance for Heavy Equipment
Who needs industrial equipment warranties?
Any business that utilizes heavy equipment in its daily processes should consider obtaining an extended warranty to protect these expensive items. An extended warranty helps provide peace of mind that costs will be covered for certain events, including costly repair work, downtime involved when equipment is out of service, and that quality parts will be used by skilled technicians doing the repair work to help avoid further breakdown.
What types of heavy equipment insurance coverages are available?

Insurance programs for heavy equipment cover the following issues:

  • Damaged equipment: Natural disasters like floods or wildfires can result in expensive damages to heavy equipment, making having insurance coverage necessary to help cover these damages.
  • Theft and vandalism: Should equipment or its parts get stolen or otherwise vandalized, equipment insurance can help cover replacement or repair costs.
What construction and agriculture equipment qualifies for warranty or insurance coverage?

Many types of industrial equipment from all major brands are eligible for warranty and insurance coverage, from full-sized excavators and smaller skid steers to tractors and balers.

Does an industrial equipment warranty cover rented or borrowed equipment?
Some companies find it necessary to rent or borrow heavy equipment to help keep their overall costs lower. In some cases, the rental agency or dealer will offer rental coverage as an option in case an expensive repair is needed.
How much do warranties for heavy equipment cost?
It’s not uncommon for equipment to break, for parts to fail, for motors to wear out, etc. Business owners should compare the costs to repair equipment against the cost of the warranty to fully understand its true value. How much a heavy equipment warranty costs depends upon several factors, such as the type and size of the equipment.

Contact AmTrust Warranty & Specialty Risk for Heavy Equipment Extended Warranties & Insurance Coverage

To learn more about our extended warranty programs and insurance coverage options for industrial or heavy equipment, please contact AmTrust Warranty & Specialty Risk today.