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Nonprofit Insurance

Your nonprofit organization makes a difference. Nonprofit insurance from AmTrust protects your organization, property and people to let you focus on your mission.

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What is Insurance for Nonprofit Organizations?

Nonprofits face unique risks, especially when working with vulnerable populations like children or the elderly. Beyond standard coverage, they often need additional protection to safeguard their people, assets, and mission.
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Nonprofit Insurance

AmTrust Insurance for Nonprofits

At AmTrust, we recognize the organizations that strengthen our communities through service, advocacy, and support. AmTrust is proud to help nonprofits safeguard their people, programs, and resources with specialized insurance solutions designed for their unique needs.

hether you're serving locally or making an impact nationwide, having the right coverage helps you stay focused on what matters most: your mission.

AmTrust Nonprofit Insurance Coverages

General Liability Insurance

General liability insurance protects a nonprofit organization against claims of bodily injury, personal injury, and property damage arising from its operations, services, or events occurring on its premises.

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Commercial Property Insurance

Commercial Property Insurance is crucial for nonprofits. It protects your building, contents, business income, and rental income from commonly experienced losses, including fire, explosion, pipe bursts, storms, theft, vandalism, and flood and earthquake.

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Commercial Auto

Commercial auto coverage protects nonprofit organizations from litigation related to automotive incidents, including auto collisions, an unloading accident, or if a new van or bus is stolen from the parking lot.

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Professional Liability Insurance

Provides protection for a nonprofit organization against claims of negligence, misrepresentation, or failure to perform professional duties.

Sexual Abuse and Molestation

Sexual Abuse and Molestation insurance is essential for protecting the organization’s financial stability and reputation, ensuring it can respond appropriately to claims and continue its vital work without disruption.

Ancillary Lines

AmTrust protects your Nonprofit business with our ancillary lines in Inland Marine, Crime, and Cyber.

Workers’ Compensation

Workers' Compensation insurance protects nonprofit organizations by providing benefits to employees injured on the job. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work.

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Umbrella ($5M Max)

A nonprofit Umbrella policy provides an extra layer of liability protection—up to $5 million—beyond the limits of underlying insurance policies like Workers' Compensation, General Liability, and Auto.

Nonprofit Target Classes of Business


Social Service Organizations

  • Mental Health
  • Group Homes
  • Homeless Shelters/Women's Shelters
  • Services for developmentally disabled
  • Counseling for young mothers
 


​Education

  • Private/Charter Schools
  • Vocational/Trade Schools
  • Small Colleges
  • Preschool/ Daycare
  • After school programs


Supportive Food Services

  • Food Banks
  • Food Pantries
  • Meals on Wheels
  • Soup Kitchens
 



Community Organizations

  • Boys & Girls Clubs
  • Community Centers
  • Youth development programs
  • YMCA / YWCA Organizations
  • Cultural/Ethnic Awareness
  • Senior Centers


Arts and Culture

  • Historical Societies
  • Museums
  • Libraries
  • Musical/Theatre Groups
  • Performing Arts
 


Religious Organizations

  • Synagogues
  • Churches
  • Mosques
Rise Against Hunger

Submission Requirements

  • All pertinent ACORD and supplemental applications, we also accept other carriers' applications
  • Loss history for the last five years
  • Schedule of drivers and vehicles, including VINs and seating capacity
Submit to: nonprofit@amtrustgroup.com or make a submission through EZ Pac. 

Nonprofit Insurance Coverage from AmTrust

AmTrust’s nonprofit specialty program provides targeted coverages to meet the needs of the nonprofit community. See all our classes below. 
 
NONPROFIT TARGET CLASSES
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