Restaurants have unique risks. They present a multi-faceted hazard and injury risk for both employees and customers.  AmTrust Financial has a unique perspective on the restaurant industry with data compiled from processing thousands of workers’ compensation claims. The data has provided insights into common restaurant workers’ injuries, lost time in the workplace and the impact of seasonality on increased injury risk.  

Restaurant insurance helps protect small businesses from the costs associated with such risks. By following safety and loss control best practices, restaurants can help avoid these incidents. AmTrust policyholders can gain free access to relevant training videos on restaurant safety through our Loss Control Department, as well as a variety of risk management articles. 

The cost of restaurant insurance depends on many factors, including the size of your business, the type of coverage, the unique risks your restaurant faces, your location and the value of your business property.