Institutions Insurance

Use AmTrust Online to access your
financial institution clients’ information.
We’ve Got Financial
Institutions Covered

Banks, investment advisors, title agents
and more rely on AmTrust to protect
them from a variety of risks.

What is Financial Institutions Insurance?

Financial institutions exist in a world of risk and uncertainty and face a number of unique exposures. Whether you require Directors and Officers Liability, Employment Practices Liability coverage, Fiduciary Liability, Professional Liability or you need more specialized coverage to protect your business, AmTrust is a one-stop insurance solution for financial institutions.
FI wall street

Why AmTrust

Why Choose AmTrust for Financial Institutions Insurance

AmTrust’s Financial Institutions division understands the unique risks each financial institution faces in the current banking, regulatory and insurance environment. Our underwriters have extensive industry knowledge and will help structure an insurance program that will help effectively manage risk. AmTrust’s FI Advantage℠ products offer comprehensive insurance coverage that can be tailored to the specific needs of each type of institution.

More than 2,000 community banks and other financial institutions nationwide rely on our insurance products and services, and we are endorsed by the American Association of Bank Directors.

AmTrust’s Preferred Financial Institutions

Our list of preferred institutions includes (but is not limited to):
  • Banks
  • Investment advisors
  • Title agents
  • Non-bank lenders
  • Economic development organizations

Financial Institutions Insurance Product Forms

To apply for coverage, please download and have your client complete the appropriate application. Submit to Don’t have time to fill out our application? Send us a current competitor application to get a preliminary quotation (AmTrust applications required prior to binding). Submit the applications with the required documents shown at the bottom of the application(s).


We offer a comprehensive suite of coverages so our appointed agents have the confidence and flexibility to offer their financial institution clients the right coverage to protect them from risk.

AmTrust's FI Advantage coverage gives financial institution management the security and assurance they need to operate in a safe and sound manner. Our FI Advantage product suite includes:

  • Directors and Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Network Security and Privacy Liability (Cyber)
  • Professional Liability
  • Financial Institution Bond
  • Property and Casualty
  • Workers’ Compensation
  • Excess Deposit Bonds

Limits of Liability

  • Separate or shared limits per coverage part available
  • $10 million for D&O, Professional Services, Lender, Fiduciary, FI Bond
  • $5 million for Trust, EPL, NSPL
  • $10 million aggregate for Excess Deposit