Excess & Surplus (E&S) Insurance

AmTrust E&S Insurance is an excess and surplus underwriter of specialty insurance products in the casualty market.

AmTrust E&S Insurance

 Whether it’s for hard-to-place or unusual risks, AmTrust E&S offers our clients a wide range of standard and specialty insurance products through its three underwriting platforms: Specialty Casualty, Excess Casualty, and E&S Select.

 Our underwriting teams are biased toward the more complex risks where experience and judgment are critical to success, offering customized solutions and underwriting expertise to meet each insured’s unique challenges.


What Is E&S Insurance?

E&S insurance is a specialty insurance market for high-risk exposures that are often hard to find coverage for from a standard carrier. We cover a broad range of hard-to-place commercial exposures with the following characteristics:
  • Moderate to higher hazard risks
  • Severity loss potential preferred over frequency
  • Focus on accounts under $100,000 in premium
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