About AmTrust E&S Insurance

What is Excess & Surplus Insurance?

Whether it’s for hard-to-place or unusual risks, AmTrust E&S offers our clients a wide range of standard and specialty insurance products. Our underwriting teams focus on moderate- to high-risk commercial business, offering customized solutions and underwriting expertise to meet each insured’s unique challenges.

About AmTrust E&S

Headquartered in Boston, Mass., with offices in Atlanta, Chicago,
Scottsdale and Southington, Conn., AmTrust E&S is a subsidiary of
AmTrust Financial Services, Inc., a multinational property and casualty
insurer. Supported by nearly 8,000 employees
in 70 countries, AmTrust Financial offers a full suite of specialty risk and
extended warranty products.

Why AmTrust E&S

• Small, focused and experienced underwriting team comprised of
industry leaders, adept at understanding, handling and supporting
complex accounts
• Limited appointments to a select number of brokers provides a
competitive advantage and promotes long-term relationships
• Dedicated and experienced claims professionals who work
intentionally and aggressively to protect our partners’ and
policyholders’ best interests
• Our coverage is backed by the exceptional financial strength
and solid claims-paying ability of AmTrust Financial, rated “A-”
(Excellent), FSC “XV,” Stable Outlook by A.M. Best.

Our Distribution Channel

AmTrust E&S is committed to the wholesale market and subscribes to
a limited distribution model. Our products and services are available
only through a select number of licensed and contracted Excess and
Surplus brokers.

Coverage is offered on a non-admitted basis in all 50 states and the
District of Columbia through the following companies, assigned an
“A-” (Excellent) rating, FSC “XV,” Stable Outlook by A.M. Best :

• Associated Industries Insurance Company
• Security National Insurance Company


What is Our Business Focus

We are biased toward the more complex risks where experience and
judgment are critical to success. We cover a broad range of hard-toplace
commercial exposures with the following characteristics:

• Moderate to higher hazard risks
• Severity loss potential preferred over frequency
• Focus on accounts under $100,000 in premium

Our Underwriting Teams

We offer our niche-based products through the following
underwriting divisions.

AmTrust E&S Specialty Casualty: Primary and Excess Casualty
Insurance Products in select industry segments, including
manufacturing and processing, distribution, construction, hospitality,
OL&T and service operations, as well as for many other types of small to
mid-sized unique and unusual risks.

AmTrust E&S Pro: Coverage for Error & Omissions (E&O) and
Directors & Officers (D&O) is available for both primary and excess
placements for lawyers, insurance-related service professionals, real
estate professionals, financial broker dealers, consultants, allied healthcare
professionals and other miscellaneousservice firms.

AmTrust E&S Select: The Select Business Team offers a variety of
competitive and comprehensive products for small- to medium-sized
businesses. Our broad appetite extends to over 75% of all available ISO
classifications and includes a wide range of traditional and hard-toplace

     Contract Binding: Partnering with a select group of wholesale general
     agents, we offer a variety of competitive and comprehensive property
     and casualty package products for small to medium-sized businesses.

     Select Online: Utilizing a direct online underwriting platform with
     our brokers, AmTrust E&S underwrites and issues the policy in-house,
     bridging the gap between the standard small business binding risk and
     larger brokerage placements.