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About AmTrust E&S Insurance

About AmTrust E&S Insurance

AmTrust E&S has a team of experienced underwriters throughout the country dedicated to E&S casualty solutions and is a subsidiary of AmTrust Financial Services, Inc., a multinational property and casualty insurer. 

Our Underwriting Teams

AmTrust E&S Casualty:

Primary and Supported Excess Casualty Insurance Products in select industry segments, including manufacturing and processing, distribution, construction, hospitality, OL&T and service operations, as well as for many other types of mid-sized unique and unusual risks. Focus on premiums under $150,000 but higher premium accounts as appropriate.

AmTrust E&S Binding:

Partnering with a select group of wholesale general agents, we offer competitive and comprehensive property and casualty package products for small- to medium-sized businesses. Both standalone GL and package with property available depending on territory and class. Referral to underwriters for accounts that require underwriting beyond what is available through the online underwriting platform.

AmTrust Unsupported Excess:

Unsupported Excess Casualty Insurance in select industry segments focusing on premises, hospitality, light products and agriculture. Limits up to $25M with a preference for limits at or below $15M and a preference for higher excess.

Why AmTrust E&S
  • Focused and experienced underwriting team comprised of industry leaders adept at understanding, handling and supporting complex accounts  
  • Offer appointments to a select number of brokers to provide a competitive advantage and promote long-term relationships  
  • Dedicated and experienced claims professionals who work intentionally and aggressively to protect our partners’ and policyholders’ best interests  
  • Our coverage is backed by the exceptional financial strength and solid claims-paying ability of AmTrust Financial, rated “A-” (Excellent), FSC “XV,” Stable Outlook by AM Best 

  • Our Distribution Channel

    AmTrust E&S is committed to the wholesale market and subscribes to a limited distribution model. Our products and services are available only through a select number of licensed and contracted Excess and Surplus brokers.  

    Coverage is offered on a non-admitted basis in all 50 states and the District of Columbia.  

  • Our Business Focus

    We are biased toward risks where experience and judgment are critical to success. We cover a broad range of hard-to-place commercial exposures with the following characteristics:  

    • Moderate to higher hazard risks
    • Severity loss potential preferred over frequency 
    • Judgment based underwriting required 

  • AmTrust E&S Benefits

    • Limited distribution through authorized wholesalers  
    • Superior underwriting from solution-focused customer service experts  
    • Local support backed by a global company 

    Why AmTrust

    • AmTrust is leading the way with innovative digital experiences that allow our partners and customers to quote, bind and manage policies in real-time without human interaction. Our data driven approach and digital intelligence ensures a frictionless experience that simplifies and streamlines the entire process, passing savings onto our customers. 
    • As a leader in small business insurance solutions, we make it easy to do business with us. We are a true partner you can trust.  
    • We offer efficient and effective claims handling from a team of specialists nationwide, exceptional loss control services to help mitigate the risks businesses face, and flexible payment options designed to meet our clients’ needs. 
    • AmTrust has recently been the recipient of several awards and recognition, including:  
      • Third largest workers’ comp carrier in the country as designated by the National Association of Insurance Commissioners (NAIC). 
      • Forbes Magazine recently designated AmTrust as one of the largest private companies, and the largest private insurer, in the United States.   
      • IBA 5 Star Excellence Award for Workers' Compensation for several years.
      • Several employer of choice awards, including the Nation’s Best and Brightest Company to Work For and the Nation’s Best and Brightest in Wellness in the United States. 
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