AmTrust FI

Financial Institutions Products

Our products are specifically designed to meet the needs of financial institutions.


Meet Our Team of Experienced Professionals

AmTrust’s Financial Institutions division understands the unique risks each financial institution faces in the current banking, regulatory and insurance environment. Our underwriters have extensive industry knowledge and will structure an insurance program to help effectively manage risk. 

Management Liability Coverage

AmTrust offers a single-policy solution to protect the assets of directors, officers and companies against suits brought by shareholders, customers, regulators, employees and other third parties in conjunction with professional services and non-professional exposures. Under one integrated policy, we offer an expansive selection of professional liability choices with the flexibility to select only the coverage your financial institution requires.

Financial Institutions Management Professional Liability
Financial Institutions Fiduciary Liability Coverage
Financial Institutions Professional Liability Coverage
Financial Institutions Claims Examples

Excess Management Liability Coverage

AmTrust offers an Excess Liability policy solution that follows form over other underlying policies. Our program is designed to meet the needs of both depository and non-depository financial institutions.

Financial Institutions Excess Liability Coverage

Financial Institutions Bond

The AmTrust Financial Institution Bond provides the fidelity coverage required by regulators and covers other types of fraud exposures. Our bond incorporates the SFAA’s Standard Form 24 with comprehensive coverages including computer crime, kidnap and ransom.

Financial Institutions Bond

Credit Union Bond and Plastic Card Policy

Our Credit Union Bond incorporates essential coverages, including comprehensive Fidelity coverages. The Plastic Card Policy can be added to the Credit Union Bond. This policy includes coverage for unauthorized transactions and the capacity to add compromised card extra expense coverage.


Financial Institutions Credit Union Bond and Plastic Card Policy

Directors and Officers Liability

Directors and officers (D&O) liability protects a financial institution’s executive board if they are named in a lawsuit. This insurance covers costs and damages that arise from wrongful allegations and lawsuits brought against members of the board of directors or an officer of the organization.

Financial Institutions Directors and Officers Liability Coverage

Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) coverage protects financial institutions in the event of employment-related claims, including alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. An EPLI policy applies to all employees of an insured business, including temporary, part-time, full-time, seasonal, leased and volunteer workers.

Financial Institutions Employment Practices Liability Coverage

Workers’ Compensation

Workers' Compensation Insurance protects financial institutions by providing benefits to employees injured on the job. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.
Financial Institutions Insurance Product Forms
To apply for coverage, please download and have your client complete the appropriate application. Submit to Don’t have time to fill out our application? Send us a current competitor application to get a preliminary quotation (AmTrust applications required prior to binding). Submit the applications with the required documents shown at the bottom of the application(s).

Limits of Liability

  • Separate or shared limits per coverage part available
  • Up to $10M Primary or Excess for Management and Professional Liability Coverages
  • Up to $10M for Financial Institution, or Credit Union

AmTrust’s Preferred Financial Institutions

  • Banks
  • Investment advisors
  • Non-bank lenders
  • Economic development organizations
  • Credit unions
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