How to Prevent Flood Damage

Topics: Loss Control

Summary: When a hurricane or storm is approaching, learn the steps you should take before and after to reduce the damage a flood may cause. 

Reducing Flood Damage from Hurricanes and Storms

Each year flooding causes severe damage to many homes and businesses across the U.S. Just last year, NOAA’s National Centers for Environmental Information (NCEI) said the US experienced a historic year of weather and climate damage.

Much of the damage last year occurred from hurricanes and related flooding. (Related post: Create Your Hurricane Management Plan.)

Even if you aren’t in the direct path of a hurricane, the heavy rain can spread across a big part of the country, increasing the risk for flooding. And with storm season ranging from spring through fall, floods can occur throughout the year even when hurricanes aren’t hitting the coast.

Since floods can occur anywhere, preventative steps can help protect your business so it remains open during or re-opens quickly after a flood disaster. Flooding can happen with little to no warning, and taking steps now that are designed to prevent or reduce flood damage will help your business minimize damages should your business be in the path of rising water. 

Watch our video below to get tips on how you can help prepare your business to minimize flood damage.

How to Reduce Flood Damage

Be ready for a flood by checking off the following items on the interior and exterior flood preparedness checklist. 

Before flood checklist

  •  Exterior
    • Elevate & protect low-level/outdoor machinery
    • Move outdoor furniture, signs and other objects inside; anchor heavier objects
    • Install dry flood protection materials (floodgates, sandbags, tarps, etc.)
  • Interior
    • Shut off electrical service if system and outlets could possibly be under water
    • Elevate and protect low-placed equipment by placing it on masonary blocks or concrete
    • Roll up area rugs & get them off the floor to reduce mold and mildew
    • Elevate all office electronics such as computers and printers

After flood checklist

After a flood occurs, make sure to follow the following  recommendations:
  • Take pictures of damage and contact your insurance agent
  • When safe to do so, disconnect all affected electronics and electrical equipment and move it to a dry location
  • Ventilate with fans or use dehumidifiers to dry out interior spaces
  • Quickly remove standing water and water damaged materials
  • Protect your property from further damage by boarding up windows and salvaging undamaged items

This material is for informational purposes only and is not legal or business advice. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors.

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