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Topics: Loss Control
Summary: Planning to celebrate America’s Independence this Fourth of July? AmTrust's Loss Control Department offers some important safety tips to keep in mind at your gatherings.
Regardless of whether you will be celebraing with neighbors, friends or family members or even your coworkers at a company party, here are a few 4th of July safety tips to keep in mind brought to you by AmTrust’s loss control team:
AmTrust recommends that everyone stay away from consumer fireworks and enjoy what is sure to be a better show at a public display done by professionals. In fact, 250 people seek emergency room treatment every day from fireworks-related injuries in the Independence Day season. According to a recent article from PropertyCasualty360, between 2012-2020, research from ValuePenguin.com reveals injuries caused by fireworks have increased 32% in the U.S. However, these incidents did see a year-on-year decline of 26.6% in 2021, which can partly be attributed to supply chain issues and the return of public firework displays.
Having an outdoor picnic is a fun way to celebrate the Fourth of July. But be mindful of the summer heat and watch out for signs of heat stroke, heat exhaustion and heat cramps. Shade, plenty of water and cool towels can help prevent these issues, but pay attention to the weather and consider moving the party indoors if temperatures are rising to an extreme. Sun block is also a must for outdoor parties.
Potlucks are a staple for summer get-togethers, but keep in mind, hiring a professional catering service or even a food truck can help to reduce the risk of food borne illness.
According to the National Fire Protection Association (NFPA), 70% of U.S. households own at least one outdoor BBQ, grill or smoker with 64% of households owning a grill. Make sure to always supervise the grill while in use. Check gas grills for any leaks. Keep children away from grills at all times. Ensure grills are never used indoors or in a garage, and at least two feet away from siding, decks and other flammable materials.
Mosquitoes, bees, ants and other insects can all be uninvited guests at a summer party. Special candles and bug spray can help keep some of these bugs at bay. Be on the lookout for bees and other bugs whose stings can cause allergic reactions.
Many 4th of July celebrations will involve alcohol, so keep in mind that if attendees are enjoying some beverages, they should arrange for transportation to get safely home. Designate a driver or call a ride share service to avoid driving while under the influence.
AmTrust offers robust loss control services and commercial property protection resources to help small businesses safeguard themselves against common hazards, including summer storms. Additionally, our Resource Center offers helpful information in the Emergency Preparedness: Storms, Hurricanes and Tornadoes to help agents and policyholders prepare their business operations for severe weather conditions. To learn more about our loss control services, please contact us today. This material is for informational purposes only and is not legal or business advice. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact your local RSM for more information.