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A Center for Disease Control (CDC) study found that the most common injuries across all types of retail stores include sprains and strains, cuts/lacerations, punctures, bruises, contusions and fractures, no matter the type of retail operation. The leading events or exposures that contributed to nonfatal injuries were: • Contact with object/equipment • Overexertion • Falls on the same level The most frequently identified injured body parts include the shoulders, back and the lower back area. According to the study, contact with containers, followed by injuries from floor surfaces, walkways or ground surfaces are the main sources associated with the onset of injuries/illnesses for retail workers. Jeff Corder, VP of loss control at AmTrust, states, “The majority of retail employees’ job description and daily activities include repetitive bending, stooping, squatting and lifting. If employees are not trained and/or if safe practices are not enforced, injury is imminent. Having new hire training, regular safety meetings, and holding all employees accountable, including management, will help decrease the frequency of strains and all types of injuries/accidents.” By having the correct safety measures in place, retail store owners can have peace of mind they are protecting both their customers and employees. Reducing risks in a retail store starts by looking for potential hazards and training your employees on safe work habits. Safety prevention training includes: • Preventing slips, trips and falls • Back injury prevention • Ladder safety • Forklift safety
AmTrust knows that safety training is key to a proactive approach to minimalizing injuries, incidents and controlling costs for retail stores. AmTrust’s Loss Control Department can help insureds by providing the right safety resources to ensure their ongoing success. For a more detailed look into the retail industry claims data, download your free copy of The 2019 Retail Risk Report. Contact AmTrust’s Loss Control team for more information about creating a customized loss control program for your retail organization. This material is for informational purposes only and is not legal or business advice. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact your local RSM for more information.