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Topics: Workers' Compensation
Here are six signs of a potentially fraudulent workers’ compensation claim, according to AmTrust Workers’ Compensation Insurance Product Manager, Matt Zender:
Individually, these signs do not conclusively mean a workers’ comp injury is false, but when more than three of them are present, it might be time to take a closer look at the situation and the employee’s claim. Workers’ compensation claims are expensive both at the time of injury and over the long run. However, there are ways to help mitigate the costs of a workers’ compensation claim – check out “Help Your Agency Clients Create a Win-Win Return-to-Work Program.”
As an employer, it’s not unusual to be skeptical of a false workers’ compensation claim and see some as a neon “STOP” sign every time an employee is injured on the job. But consider these facts before thinking the worst of your employees:
If one of your employees has made a fraudulent workers’ compensation claim, it’s important to understand and follow the proper procedure to ensure that your business is protected. If you feel one of your employees is taking advantage of your workers’ compensation coverage after investigating the incident, report your findings to your claims adjuster. Armed with the facts and specifics, this professional will be able to take care of everything quickly and with minimal disruption to your business.
Learn more about Workers’ Compensation Insurance for small and mid-sized businesses and find out in our AmTrust Blog post, “Is Workers’ Compensation Mandated?”