National Physicians Week

Topics: Agent Resources Workers' Compensation

March 25-31 marks the annual National Physicians Week. This movement was started by Physicians Working Together (PWT), a group consisting of physicians across the world who provide information, advocacy, networking, collaboration, community outreach and support to other physicians and medical professionals alike. According to PWT’s website , they “provide a forum for physicians from all disciplines to learn from one another’s experiences, share information, and find solutions to universal physician issues.”

In recognition of National Physicians Week, let’s all take a moment to honor the hardworking men and women who are devoted to keeping our loved ones and us healthy. Think about a time when a doctor made a difference in your life. Perhaps they helped cure a serious illness, mended a broken bone, or helped you get over a terrible cold you had last year. Whatever the case, be sure to thank your doctor the next time you are in for a visit.

Occupational Risks for Physicians

Speaking of doctors (from a Workers’ Compensation perspective), this got us thinking about the types of risks doctors face each day. Some of their occupational risks include:
  • Physical hazards, such as those posed by patients who are angry or disoriented
  • Slips and falls in the workplace
  • Fatigue from working long shifts
  • Emotional stress from experiencing patient trauma or death
  • Strains and sprains from physical activities like moving/lifting patients or repetitive tasks
  • Chemical and drug exposures
  • Bloodborne pathogen/biological hazards

Workers’ Compensation Coverage for Physicians

When it comes to writing a Workers’ Compensation policy for a physician, we generally focus on those that feature:
  • At least one full-time employee (owners included), or part-time equivalent
  • No more than 75 employees at any one location per shift
  • New ventures acceptable
  • Off-premises exposures acceptable, targeting more private-practice and similar risks – no hospitals
Protect your physician clients with Workers’ Compensation coverage from AmTrust. For more information, please contact us today.

This material is for informational purposes only. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact your local RSM for more information.

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