Workers' Compensation Agents

For appointed agents, AmTrust's reputation and resources serve as key selling points when marketing our workers' compensation insurance for small businesses line of coverage. Learn more about how AmTrust works to make our agents successful in providing policyholders with workers’ comp coverage and earning.

Enjoy the backing and resources of a leading workers' compensation insurance company nationwide.

A broad range of low-risk preferred class codes gives agents flexibility to earn competitive commissions.

Appointed agents have access to our online system that makes it quick and easy to serve policyholders.

How does AmTrust help our workers’ comp agents succeed?

To be successful in your career, you need to ensure you are helping businesses get the coverage they need. That means you need to understand the various laws, class codes and underwriting involved with workers’ comp. Many businesses are required by law to carry a workers’ compensation policy, and while nearly half of the states have state-run agencies, they are often considered insurers of last resort and businesses may opt to get coverage from private insurers, too.

As an AmTrust agent, you’ll help your client with ongoing services including evidence of coverage and any changes to policy coverage, and provide advice about adhering to workers’ comp laws. In the event of claim, you’ll be there to help guide them through the process; our online system makes it easy to work with policyholders. Plus, we continually provide our agents with thought leadership, best practices, tools and industry information through both email communication and our insurance agent blog.

An Industry Leader

What makes AmTrust an industry leader in workers’ compensation?

Many of our agents are drawn to AmTrust because of our reputation. We received an "A" (Excellent) rating from A.M. Best. As a trusted and financially stable company, we can put the resources of a large insurance company to work for small and mid-sized businesses. We pride ourselves on offering affordable small business workers' comp insurance and other coverages to a variety of industires.

An Industry Leader

How does AmTrust keep their promise to focus on small businesses?

Our policyholders are the businesses you'll find when you walk down any Main Street. As an appointed AmTrust agent, you can directly access our robust system to provide small and mid-size business owners quick feedback on their applications, policies and plans. Our extensive network, unparalleled experience, and strong reputation serving small businesses gives you a competitive advantage when it comes to providing the right workers' compensation coverage.

We understand that while many employers need to carry workers’ comp coverage to comply with the law, they also want to want to help an injured employee cover any costs for medical care and lost wages until the employee is able to return to work. It’s about both protecting a policyholder’s business and their employees. Because we handle our insureds concerns about claims, loss control resources, auditing and other issues, you can help potential policyholders rest assured that AmTrust workers' compensation coverage will always put their needs first.

We also work to keep both our agents and policyholders up to date on the latest industry data and research, including tips on avoiding common workplace injuries and the an overview of the workers’ compensation insurance industry outlook. Staying informed about workplace safety will ensure our policyholder’s have access to resources that can help their small business.

A Focus on Small Business

What are AmTrust’s preferred workers’ compensation insurance class codes?

AmTrust maintains a broad appetite when it comes to class codes, which makes marketing our workers' compensation coverage even easier for our agents. We currently underwrite over 350 class codes, which makes us an ideal fit for a vast number of small businesses. For agents, that means finding new policyholders and earning commissions is easy. While not all-inclusive, our workers' compensation coverage is particularly well-suited for the following classes:

  • Artisan contractors
  • Beauty shops
  • Buildings - operations by owners or contractors
  • Doctors & Dentists
  • Hotels
  • Machine shops - Light metalworking
  • Private schools
  • Professional offices
  • Restaurants
  • Retail stores
  • Wholesale stores
On the other hand, we generally avoid industries that have an especially high risk of injury, such as farming, nursing homes, fast food delivery, and heavy construction. Focusing on a wide variety of low-risk businesses is in the interests of our agents, our policyholders, and AmTrust as a whole. This approach allows us to keep our prices competitive for those we insure, while supporting the agents who support us by helping them secure commissions. For our preferred classes, we strive to provide a policy that is priced in such a way that both the policyholders and our agents are satisfied. Learn more about understanding workers’ compensation underwriting guidelines.

Preferred Class Codes

How does AmTrust provide flexibility for agents and policyholders?

We have developed a system that is easy and flexible for both our agents and our policyholders to use. Our appointed agents have direct access to AmTrust's host of tools and resources, which, among other things, make rating potential policyholders and providing them with a quote quick and simple. That ease of use increases the chances of agents being able to market to small businesses more effectively.
 
Our policyholders, meanwhile, have access to an online system that makes tracking their workers' compensation program easy. We offer simple and flexible payment options, such as industry leading PAYO® and 15 other options. We also support self-reporting for some premium audit processes with the goal of making the audit process as simple and streamlined as possible. Finally, those we insure have a number of convenient options when filing and tracking a workers' compensation claim.

Flexibility for Agents and Policyholders

How does AmTrust meet the needs of our workers’ comp agents?

When you choose to become an insurance agent with AmTrust, you'll become part of an organization focused on generating steady, stable and positive growth. Your career as an agent will prosper with our multi-tiered carrier approach, giving a competitive advantage with pricing flexibility. We encourage potential agents to review our workers' comp sell sheet and read through additional requirements information to help you understand our coverage guidelines. We are committed to ensuring that our agents and policyholders have the service and support they need to succeed.

Flexibility for Agents and Policyholders

Time Zones

13

Countries

70

Brands

12

Agents

9500