A Closer Look at the Top Workers’ Comp Class Codes We Write: Restaurants

Topics: Workers' Compensation

AmTrust has a broad appetite for small business, with more than 350 eligible classes that we write for workers’ compensation coverage. Let’s further examine one of those many different classes: restaurants.

We look at the story behind every account to try and understand the risk involved and will make exceptions in certain cases, but as a general rule:
  • Fewer than 75 employees per shift
  • Incidental delivery/off-premises catering, with applicable controls in place. Examples of these include:
    • MVR checks upon hire (and annually for drivers)
    • No delivery past a certain hour
    • Cash handling procedures for delivery employees
    • Ability to deny delivery to an unsafe location
  • New ventures acceptable with ownership experience in the field
Here are just a few examples of the type of restaurants we would cover:

top restaurant class codes


This material is for informational purposes only. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact with your local RSM for more information.
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