Insurance for Nonprofit Organizations: Seven Things to Know About Our Coverage

Topics: Nonprofit

From funding critical research and feeding the less fortunate to fostering education and protecting our natural resources, nonprofits have incredibly important missions.

Realizing the unique risks nonprofits face, AmTrust offers coverage specifically designed for these organizations, allowing them to focus on what they do best: helping others.

Organizations across the country have partnered with our team of nonprofit insurance professionals. Here are seven ways AmTrust can help you build a profitable book of business:

1. We have an extensive coverage appetite.

  • Because the nonprofit universe is broad and diverse, AmTrust insures organizations representing over 65 classes of business
  • We offer Package & Umbrella for human services, education, mental health and crisis intervention, housing and shelter, religious institutions, youth development, arts, culture and humanities, adult day care, philanthropy, environmental services and more

2. We tailor our coverage to fit each nonprofit.

  • Realizing that not all nonprofits have the same exposures, AmTrust tailors its coverage plans to address the most common exposures of each organization
  • Our specialty endorsements include Social Services Professional Liability, incidental and vicarious medical liability, special event liability and others

3. Our coverage is designed to protect the most vulnerable.

  • With many nonprofits serving the needs of children, the elderly and individuals with disabilities and addictions, our policies cover various types of abuse

4. We offer management liability coverage.

  • Our plans help protect nonprofit directors, officers and managers against exposures ranging from fiduciary malfeasance to wrongful termination claims
  • We offer up to $10 million in directors and officers, as well as employment practices liability coverage, with additional coverage available

5. Optional umbrella coverage means additional protection – and peace of mind.

  • With limits up to $10 million above primary liability, this coverage will help protect your customers against major claims and lawsuits

6. We provide coverage that few of our competitors do.

  • Unlike most nonprofit insurance carriers, AmTrust offers workers’ compensation coverage for many nonprofit insureds

7. Our team is focused on nonprofits.

  • With a desire to be a true partner, our team of experienced underwriting staff is dedicated to the nonprofit sector
  • Your customers will receive the empathy and ongoing support of passionate professionals who truly understand their organizations

Supporting you every step of the way

At AmTrust, our commitment to your success doesn’t end the moment a policy is written. It continues throughout your relationship with your customers – from our submissions platforms to our payment options and more. To learn more about our nonprofit insurance coverage, please contact us today. 

Individual coverage may vary and may not be available in all states. In the event of a conflict with the material herein, the terms and conditions of any issued policy will control. Any available coverage for a claim will be determined based on the facts and circumstances of the claim as well as the terms and conditions of the policy, including any applicable exclusions or deductibles.

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