California Small Business Insurance

Our insurance products are specifically designed to meet the needs of California small businesses. Connect with an AmTrust-appointed agent to get a quote.


Choose AmTrust for Small Business Insurance in California

Small businesses in California make up 99.8% of all business in the state. In fact, California is home to over four million small businesses that employ 7.3 million people. AmTrust is here to help California small business owners get the insurance coverage they need to protect their business, their property and their employees from a variety of risks.

From Los Angeles to San Diego, San Francisco and Sacramento and everywhere in between, AmTrust is a one-stop shop for California small business insurance.


Types of California Business Insurance from AmTrust

AmTrust is an industry-leading provider of small business insurance solutions. We offer a wide array of robust commercial insurance coverage for California small businesses, including: 

Workers' Compensation

Workers' compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.

Businessowners Policy (BOP)

A businessowners policy, or BOP, combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include general liability, commercial property and business interruption, and you can add other coverages, like crime, cyber, employee benefits coverage and others as needed.

Cyber Insurance

Companies of all sizes are at risk for a cyber event, and cyber liability insurance provides your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations, and reputation.


Employment practices liability insurance is designed to protect your business in the event of an employment-related claim, such as wrongful termination, sexual harassment and retaliation and more. EPLI includes management liability products such as directors and officers (D&O) and excess management liability coverage. 

California Business Insurance Requirements and Laws

State law in California requires businesses with one or more employees, full-time or part-time, to have workers’ compensation coverage. Additionally, business-owned vehicles in California need to be covered by commercial auto insurance for property damage, bodily injury and personal injury protection.

Top Industries in California

AmTrust offers a variety of small business insurance coverage to top industries in California that can be customized to your individual needs. Some of the leading types of California small businesses we cover include:

How Much Does Business Insurance in California Cost?

The cost of business insurance for small businesses in California depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage.  

To get a quote, connect with an AmTrust-appointed agent today.

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