Nonprofit Insurance

Your nonprofit organization makes a difference. Nonprofit insurance from AmTrust protects your organization, property and people to let you focus on your mission.

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What is Insurance for Nonprofit Organizations?

Nonprofits face unique risks, especially when working with vulnerable populations like children or the elderly. Beyond standard coverage, they often need additional protection to safeguard their people, assets, and mission.

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When Rise Against Hunger partnered with Sentinel Risk Advisors, LLC and AmTrust for their nonprofit insurance needs, they knew they could carry out their mission to end hunger with the assurance that their people would always be safe and cared for.

Rise Against Hunger builds empowerment in communities worldwide with volunteer programs and community development projects.

You Built Your Business One Client at a Time.
Let AmTrust Protect it.

General Liability Insurance

General liability insurance protects a nonprofit organization against claims of bodily injury, personal injury, and property damage arising from its operations, services, or events occurring on its premises.

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Commercial Property Insurance

Commercial Property Insurance is crucial for nonprofits. It protects your building, contents, business income, and rental income from commonly experienced losses, including fire, explosion, pipe bursts, storms, theft, vandalism, and flood and earthquake.

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Commercial Auto

Commercial auto coverage protects nonprofit organizations from litigation related to automotive incidents, including auto collisions, an unloading accident, or if a new van or bus is stolen from the parking lot.

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Professional Liability Insurance

Provides protection for a nonprofit organization against claims of negligence, misrepresentation, or failure to perform professional duties.

Sexual Abuse and Molestation

Sexual Abuse and Molestation insurance is essential for protecting the organization’s financial stability and reputation, ensuring it can respond appropriately to claims and continue its vital work without disruption.

Ancillary Lines

AmTrust protects your Nonprofit business with our ancillary lines in Inland Marine, Crime, and Cyber.

Workers’ Compensation

Workers' Compensation insurance protects nonprofit organizations by providing benefits to employees injured on the job. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work.

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Umbrella ($5M Max)

A nonprofit Umbrella policy provides an extra layer of liability protection—up to $5 million—beyond the limits of underlying insurance policies like Workers' Compensation, General Liability, and Auto.

Nonprofit Target Classes of Business

Social Service Organizations

Mental Health
Group Homes
Homeless Shelters/Women's Shelters
Services for developmentally disabled
Counseling for young mothers

Education

Private/Charter Schools
Vocational/Trade Schools
Small Colleges
Preschool/ Daycare
After school programs

Supportive Food Services

Food Banks
Food Pantries
Meals on Wheels
Soup Kitchens

Community Organizations

Boys & Girls Clubs
Community Centers
Youth development programs
YMCA / YWCA Organizations
Cultural/Ethnic Awareness
Senior Centers

Arts and Culture

Historical Societies
Museums
Libraries
Musical/Theatre Groups
Performing Arts

Religious Organizations

Synagogues
Churches
Mosques

All pertinent ACORD and supplemental applications, we also accept other carriers' applications
Loss history for the last five years
Schedule of drivers and vehicles, including VINs and seating capacity

Submit to: nonprofit@amtrustgroup.com or make a submission through EZ Pac.