Transportation Insurance

Our transportation insurance coverage is designed to meet the needs of large and small fleet companies.

Urban Academy

Featured Business: Pride Transport

Over the years, Pride Transport has grown from seven trucks to a fleet of around 500. Ian Peterson, CEO, says the company connected with AmTrust about ten years ago, working with the Loss Control Department to enhance safety measures and for regular claims reviews. As one of AmTrust’s longest insureds, the Pride team knows they can reach out with any questions or needs they may have. That’s why they are AmTrust’s insurance partner for the long term. 

You Built Your Business One Client at a Time.
Let AmTrust Protect it.

Why Choose AmTrust for Transportation Industry Insurance?

AmTrust provides insurance for small and large commercial fleets, from trucking companies serving local areas to those that cover the entire country. Because we can insure all fleet sizes, our agents have the flexibility of being able to market our product to a wide range of businesses. We understand the complex logistics of running a large trucking fleet while also offering a line of coverage suited for small trucking fleets of less than 20 units. 

What is Large or Small Fleet Coverage?

Millions of trucks traverse America's roads and highways daily, transporting the products that keep the economy moving. With 72.6 % of all freight by weight in the United States carried by trucks, insurers play a crucial role in an industry that employs millions of people and keeps our shops and warehouses stocked. 
AmTrust’s commercial large and small fleet coverage provides both large and small truck fleet owners with the peace of mind to keep freight moving quickly and on time. Our Fleet and Transportation Insurance coverage line options offer major benefits that agents trust to keep fleet owners across the country protected. 

What is Cargo Insurance Coverage?

Cargo insurance, also called commercial inland marine insurance, is another type of coverage used in the transportation industry. This type of insurance covers any movable or transportable property. Here are just a few of the things that cargo insurance might cover:
  • Contractor’s equipment 
  • Valuable artwork, like paintings, photographs, and sculptures 
  • Transportation equipment such as food trucks or cargo vans 
  • Mobile tools and equipment for construction, landscaping, etc. 
  • Property in transit, like construction tools and supplies 
  • Computer equipment, including servers and laptops 
  • Communication equipment and networking tools 
  • Scientific and medical equipment 

What Types of Transportation Insurance is Available?

AmTrust’s preferred exposures are generally low risk, such as dry van, cargo, intermodal and refrigerated trucks. We avoid riskier exposures such as cattle and livestock, garbage haulers, and sand and gravel trucks. Focusing on low-risk exposures helps keep our premiums competitive while maintaining profitability for our company and agents. 
Our insurance coverage can also be tailored to fit the demands of individual fleets. We provide $1 million Combined Single Limit auto liability for fleets with the ability to write up to $2 million. Additionally, while our maximum coverage for motor truck cargo is $500,000, we can customize this figure for loads that are valued lower. Our full line of coverage for both large and small fleets includes:
  • Auto Liability 
  • Auto Physical Damage 
  • General Liability 
  • Motor Truck Cargo 
  • Trailer Interchange 
  • Hired/Non-owned 

Preferred Exposures for Transportation Insurance

We focus on providing insurance to low and medium-risk businesses. Low-risk exposure provides more financial stability, which lets us offer competitive commission rates for our appointed agents and lower fees for our policyholders. Our preferred exposures for transportation coverage are:

  • Dry van 
  • Intermodal 
  • Truckload carriers 
  • Less than truckload (LTL) 
  • Liquid and dry tanker operations 
  • Local cartage 
  • Refrigerated 

Ineligible Exposures for Transportation Insurance

The types of exposures that are ineligible for AmTrust Transportation Insurance include:

  • Cattle and livestock 
  • Garbage haulers 
  • House/mobile homes 
  • Sand and gravel/in-transit ready mix 
  • Wrecker/junk auto haulers 

AmTrust Agents

Our appointed agents assure large and small fleet owners that an accident or mechanical issue won't put their operations in trouble. The ability to insure both large and small truck fleet sizes makes our Transportation Insurance easy to market, and by emphasizing low-risk companies, we can ensure financial stability for AmTrust and better commissions for our agents. 
AmTrust agents enjoy direct underwriter access, allowing you to generate quotes and respond to claims faster. Direct access also gives your insureds a great sense of security, knowing that you can be relied upon to deal with inquiries and settle any issues they may have in a timely manner.

Transportation Coverage

Small Fleet Coverage

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