Nonprofit Insurance

With access to our large portfolio of competitively priced nonprofit specialty insurance products and services, AmTrust agents are uniquely able to address the special challenges that nonprofits and government employers face.

Offering comprehensive suite of specialty insurance products designed specifically to meet the needs of nearly every type of nonprofit organization.

Offering AmTrust’s renowned workers’ compensation insurance to most nonprofit organizations.

Efficient and flexible turnaround to meet the agents’ and insureds’ timetables.

Nonprofit Insurance with AmTrust

AmTrust Nonprofit Insurance provides all lines of insurance coverage specifically tailored to the needs of nonprofit organizations and First Nonprofit Group provides state compliant, individually insured, cost-saving options to satisfy SUTA (State Unemployment Insurance Tax) requirements for nonprofit, governmental, and tribal entities.

AmTrust acquired First Nonprofit Insurance Company in 2013, quickly making us a dominant player in the nonprofit insurance field. Currently, more than 3,300 nonprofit and governmental organizations, employing hundreds of thousands of people, rely on AmTrust for their insurance needs. Our nonprofit insurance lines include property, general, professional, management, umbrella liability, automobile, director and officer liability, BOP and workers' compensation.

With a comprehensive suite of coverages, our appointed agents have the confidence and flexibility to offer their nonprofit clients the perfect insurance solutions to help support their respective missions.

Nonprofit Specialty Insurance with AmTrust

Preferred Nonprofit Insurance Exposures

AmTrust is committed to providing excellent insurance products for nearly every type of nonprofit organization. The following is a partial list of sectors within the nonprofit world that we support:

  • Social Service organizations including drug rehabs, mental health organizations, group homes, homeless shelters/Women’s shelters and adoption/foster cares
  • Food banks, food pantries, Meals on Wheels
  • Religious organizations, including churches, synagogues & temples
  • YMCA/YWCA, Boys & Girls Clubs
  • Youth Programs
  • Goodwill stores
  • Job shelters
  • Humane Society, animal clinics
  • Senior Centers and Adult Daycares
  • Preschools/Daycares
  • Vocational/Trade schools
  • Private & Charter schools
  • Cultural ethnic awareness groups
  • Musical/Theater groups, Performance arts
  • Museums
  • Humanities organizations
  • Many others

We generally do not insure organizations working in the following fields:

  • Nursing homes
  • Fraternal organizations, such as American Legion and VFW halls
  • Organizations providing primary medical care
  • Abortion clinics
Preferred Exposures

Unemployment Insurance with First Nonprofit Group

Some of the biggest savings for nonprofits come with our state unemployment insurance programs and AmTrust appointed agents are able to offer our affordable nonprofit specialty insurance packages. First Nonprofit Group works to reduce, manage and safeguard the budgets of nearly 2,000 organizations across the country from uncertain unemployment insurance expenses. While for-profit organizations are obligated to pay a tax into their respective State Unemployment Fund, 501c3 nonprofits, governmental and tribal entities have alternatives to how they cover their unemployment. With First Nonprofit Group’s programs, these employers can save up to 30 percent on their unemployment costs when compared to paying state unemployment taxes. New clients switching over will save an average of $22,000 per year on unemployment costs!

In addition to the savings, programs offer:

  • Financial Accuracy - Every client’s annual fixed fee is calculated exclusively using their specific unemployment experience and employment profile. There is no shared risk and particularly, there is no joint and several liability.
  • Choices - First Nonprofit Group offers customized coverage options including two unique, full-service unemployment programs including access to the best unemployment claims TPAs across the country matched to suit each client’s needs, and bonds for all states that require collateral.
Group Program Management - Comprehensive program design and full third party administration for group unemployment plans.
Unemployment Insurance with First Nonprofit Group


The nonprofit sector is a large and diverse one, and we understand that agents succeed when they have the flexibility to meet the specific needs and expectations that each individual organization has. That's why our coverage for nonprofits is focused on creating a customized approach with each policyholder. In addition to our nonprofit specialty coverage and our state unemployment coverage, we also offer a businessowners policy for certain small nonprofits. Our management liability product encompasses director and officer liability, fiduciary, cyber, and employment practices liability.

We recognize that nonprofits are continuously engaged in fundraising activities and our special events coverage secures those activities. AmTrust is also able to offer our renowned workers’ compensation coverage to most types of nonprofit organizations. The robust product offerings, advanced tools and industry expertise of AmTrust empowers our appointed agents to offer policyholders the flexibility and freedom they need to select a coverage option that works for them.


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