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Insurance and Specialty Products for Nonprofit Organizations

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Insurance Coverage and Services
Nonprofit Insurance Product Specialty
  • Primary Liability Insurance – Standard limits are $1 million per occurrence for general liability, $1 million per occurrence for sex abuse, $1 million per occurrence for social work, $1 million per occurrence for medical, $3 million policy aggregate
  • Umbrella Policy – Limits up to $10 million above primary liability*
  • Sexual Abuse Liability
  • Social Work, Foster Care and Counseling Liability
  • Incidental and Vicarious Medical Liability
  • Special Event Liability – Standard limit is $1 million with higher limits available
  • Our new comprehensive D&O/EPL/Fiduciary and Network Security and Privacy Liability coverage is available in most states

*Defense outside the limit of liability

Submission Requirements
  • All pertinent ACORD and supplemental applications, we also accept other carriers' applications
  • Audited year-end financial statement (or Form 990 if the organization does not have a year-end statement)
  • Brochures, promotional materials describing programs and services offered and copies of all relevant contracts
  • Loss history for the last  five years
  • Schedule of drivers and vehicles, including VINs and seating capacity

Time Zones