Servicing all of your title insurance and settlement needs with professionalism and excellence.
Closing and Escrow Services
AmTrust Title’s staff is experienced in implementing the most intricate of closing and escrow instructions. When attorneys need a trusted and dependable escrow agent to affect the terms of a contract of sale, they call upon us as their partner.
Condominium and Co-Op Unit Policies
A. Whether residential or commercial, or a mix of the two, we understand the special concerns of purchasers when acquiring condominium units that have special restrictions on their use. We are developers’ preferred provider of title insurance for the initial sale of newly-created condominium units.
B. Not all title agencies are permitted to issue title insurance on cooperative units, but we are. We have undergone specialized training to become authorized agents for the purposes of insuring the purchase of interests in cooperative housing corporations.
Commercial Title Specialization
Our team of underwriters and attorneys is among the most experienced in the industry. We have the knowledge to insure high value commercial real estate transactions, including those that involve the transfer of “air rights” and rights to vertical space, subsurface easements and rights of way, undersea utility transmission, and the myriad concerns associated with high value commercial real estate.
We can help ensure that the seller has proper title to convey to you as the purchaser. This not only provides you peace of mind after a purchase, but the process itself results in a “tune up” of the title, where errors are often discovered and corrected before they become a problem or source of later dispute.
When an owner of commercial property requires financing in excess of the present value of the commercial property, a mortgage loan that allows the lender to foreclose upon that commercial property will not be enough collateral to secure such a loan. With a mezzanine loan, interests in the entity owning such commercial property is pledged to a lender, thereby providing the additional leverage necessary to move forward with further improvements to the building.
Commercial Leasehold Policies
We can provide you with title insurance that guarantees both the validity of your lease, and the sanctity of the title which underlies your landlord’s right to lease the premises to you.
Whether you need to have a deed or mortgage recorded at the county clerk’s office, or you require that a judgment be indexed in a county other than that which it was originally docketed, AmTrust Title has the practical experience necessary to ensure that your documents are recorded promptly and without rejection.
Judgment and Lien Searches
We search the public records relevant to the person, entity, or property you request and disclose back to you any judgments or liens recorded therein.
We search the public records of the county where the real property is located and report back to you with an abstract of the relevant records.
Last Owner Searches
An abbreviated form of title search, a “Last Owner Search”, is often useful to lenders and attorneys, in order to check quickly who the last record owner of the premises was. While this search is uninsured, and does not guarantee the ownership of the premises is as stated in the deed, it is often a favored tool of investors and lenders because of its high rate of reliability and quick turn-around time.
Tax History Reports
We contact the local property tax authorities and provide to you a complete, concise report of the tax status of the real property you are inquiring about.