AmTrust Title Direct Operations Team

Steve Napolitano

Senior Executive Vice President

A nationally recognized leader in the title insurance industry with more than 25 years in the business, Steven Napolitano is the founder of First Nationwide Title Agency. As President and CEO Steven provides the strategic and operational direction that has allowed the firm to grow to a roster of more than 75 employees that many consider to be the best in their respective areas of expertise. FNTA is comprised of seasoned underwriters, account executives, communications and support teams who serve major commercial real estate developers, landlords and institutional investors both domestically and globally.
steve napolitano

Michael Bebon

Senior Executive Vice President

Michael bebon

Elizabeth Joyce

Executive Vice President

Ms. Joyce is a veteran of the title industry serving clients for more than 25 years throughout the Greater New York Metropolitan region. Prior to joining FNTA, Ms. Joyce was a lead executive for First American Title Insurance Company, with long standing relationships in the Long Island region, representing major builders and developers in a wide variety of commercial and residential real estate transactions. She is affiliated with several professional organizations and sits on the Board of Directors of the Institute of Real Estate at Hofstra (IRE); is an Associate Board Member for the Association of a Better Long Island (ABLI); on the Board of Directors of Long Island Real Estate Group (LIREG); and she is a member of Commercial Industrial Brokers (CIBS). Elizabeth is also a member of the Energeia Partnership Class of 2008. She currently resides in Long Island with her husband and children.
Elizabeth Joyce

Steve Laforgia

Divisional Senior Vice President, Sales Manager

Steve has over 10 years of experience in the real estate industry. He is a former Vice President of the sales division at First American Title Insurance Company of New York and Vice President of First Title, the international division of First American Title. He was personally responsible for establishing and maintaining key customer relationships internationally. Steve is knowledgeable, and has experience with compound, national and international transactions.
steven laforgia

James Cosolito

Senior Vice President



Randy Elkins

Managing Director/Counsel, Texas Operations


As Managing Director/Counsel-Texas Operations, Randy’s primary responsibilities are to establish offices in Houston, Dallas and Austin and to oversee AmTrust’s organic growth across the State. In his four-decade career filled with banking, legal, real estate and entrepreneurial experience, Randy has focused on commercial real estate transactions, complex creditor-debtor relationships, start-up ventures and business planning/strategy. Prior to joining AmTrust, Randy held positions with Stewart Title, including Senior Vice President, Counsel & Division Manager at Stewart Title Company and Vice President at Stewart Title Guaranty Company. Before that, he practiced law as Special Counsel at HughesWattersAskanase and as a partner at the national law firm of Baker & Hostetler.
randy elkins

Deb Paoli

National & International Underwriting Manager 

Deb Paoli is a Vice President of AmTrust Title Insurance Company and its Senior International Underwriter. She has 25 years of experience in the commercial real estate industry, including positions as a National Underwriting Manager, Transaction Manager and Real Estate Specialist. Debra will oversee the over limit approval process and general underwriting within the Caribbean .
Ed Lester