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Is Workers’ Compensation Insurance Mandated?

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Workers’ comp insurance for the general public is state mandated, meaning that every state has its own workers’ compensation laws and programs. The U.S. Department of Labor’s State Workers’ Compensation Officials has a handy map explaining the workers’ comp insurance by state.  It is important to remember that most states explicitly prohibit employers from firing workers who plan to make a workers' compensation claim, and employers cannot tell workers not to file.

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