Small Business Insurance Texas

Our insurance products are specifically designed to meet
the needs of Texas small businesses. Connect with an
AmTrust-appointed agent to get a quote.

Choose AmTrust for Small Business Insurance in Texas

Texas small businesses employ over 45% of all employees in the state. Three million small businesses make up 99.8% of all businesses statewide in Texas. AmTrust is here to help Texas small business owners get the insurance coverage they need to protect their business, their property and their employees from a variety of risks.

Types of Texas Business Insurance from AmTrust

AmTrust is an industry-leading provider of small business insurance solutions. We offer a wide array of robust commercial insurance coverage for Texas small businesses, including:

Workers' Compensation

Workers' Compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.

Businessowners Policy (BOP)

A Businessowners Policy, or BOP, combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include general liability, commercial property and business interruption, and you can add other coverages, like crime, cyber, employee benefits coverage and others as needed.

Cyber Insurance

Companies of all sizes are at risk for a cyber event, and cyber liability insurance provides your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations, and reputation.

Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) is designed to protect your business in the event of an employment-related claim, such as wrongful termination, sexual harassment and retaliation and more. EPLI includes management liability products such as directors and officers (D&O) and excess management liability coverage.

Texas Business Insurance Requirements and Laws

According to the Bureau of Labor Statistics, Texas recorded over 210,000 nonfatal occupational injuries and illnesses in 2020. While insurance is not required for small businesses in Texas, including workers’ compensation, proper coverage is vital to protect its assets and employees.

It’s recommended that Texas small businesses be covered with workers’ compensation insurance, general liability insurance, professional liability insurance and commercial property insurance.

Top Industries in Texas

AmTrust offers a variety of small business insurance coverage to top industries in Texas that can be customized to your individual needs. Some of the leading types of Texas small businesses we cover include:

How Much Does Business Insurance in Texas Cost?

The cost of business insurance for small businesses in Texas depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage.

To get a quote, connect with an AmTrust-appointed agent today.

Resources for Texas Small Business Owners

AmTrust is here to help small businesses in Texas with a variety of resources to help protect the company and keep employees safe.

Helpful Links for Texas Small Business Owners