Small Business Insurance New Jersey

Our insurance products are specifically designed to meet the needs of New Jersey small businesses. Connect with an AmTrust-appointed agent to get a quote.

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Choose AmTrust for Small Business Insurance in New Jersey


Small businesses in New Jersey are booming, making up 99.6% of all businesses in the state and employing 1.9 million people. AmTrust is here to help New Jersey small business owners get the insurance coverage they need to protect their business, their property and their employees from a variety of risks.

From Newark and Jersey City to Atlantic City, Hoboken and everywhere in between, AmTrust is a one-stop shop for New Jersey small business insurance.

 

Types of New Jersey Business Insurance from AmTrust


AmTrust is an industry-leading provider of small business insurance solutions. We offer a wide array of robust commercial insurance coverage for New Jersey small businesses, including: 

Workers' Compensation

Workers' compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.
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Businessowners Policy (BOP)

A businessowners policy, or BOP, combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include general liability, commercial property and business interruption, and you can add other coverages, like crime, cyber, employee benefits coverage and others as needed.
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Cyber Insurance

Companies of all sizes are at risk for a cyber event, and cyber liability insurance provides your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations, and reputation.
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EPLI

Employment practices liability insurance is designed to protect your business in the event of an employment-related claim, such as wrongful termination, sexual harassment and retaliation and more. EPLI includes management liability products such as directors and officers (D&O) and excess management liability coverage. 
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New Jersey Business Insurance Requirements and Laws


State law in New Jersey requires businesses with employees, full-time or part-time, to have workers’ compensation insurance to cover work-related injuries and illnesses. Additionally, business-owned vehicles in New Jersey need to be covered by commercial auto insurance for property damage, bodily injury and personal injury protection.

Top Industries in New Jersey

AmTrust offers a variety of small business insurance coverage to top industries in New Jersey that can be customized to your individual needs. Some of the leading types of New Jersey small businesses we cover include:

How Much Does Business Insurance in New Jersey Cost?


The cost of business insurance for small businesses in New Jersey depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage. 

To get a quote, connect with an AmTrust-appointed agent today.

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