Small Business Insurance Illinois

Our insurance products are specifically designed to meet
the needs of Illinois small businesses. Connect with an
AmTrust-appointed agent to get a quote.

Choose AmTrust for Small Business Insurance in Illinois

2.5 million Illinois small businesses employ almost 45% of all employees in the state. Illinois is home to 1.2 million small businesses, which make up 99.6% of all business establishments statewide. AmTrust is here to help Illinois small business owners get the insurance coverage they need to protect their business, their property and their employees from a variety of risks.

Featured Business: Nonprofits in Chicago

Chicago, Illinois is a world-class city with a friendly, Midwestern vibe. It’s also home to several nonprofit organizations who are AmTrust insured. AmTrust has a unique understanding of the special challenges facing nonprofits, offering all lines of insurance coverage specifically tailored to their needs. Meet three of our nonprofit insureds in the Chicagoland area – Canine Therapy Corps, Gus Legacy Foundation and Rogers Park Business Alliance – and learn how together with their insurance agency, S. Wolf & Associates, AmTrust keeps them covered.

Watch our video to see how AmTrust provides excellent service for small businesses in Illinois.

Types of Illinois Business Insurance from AmTrust

AmTrust is an industry-leading provider of small business insurance solutions. We offer a wide array of robust commercial insurance coverage for California small businesses, including:

Workers' Compensation

Workers' Compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.

Businessowners Policy (BOP)

A Businessowners Policy, or BOP, combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include general liability, commercial property and business interruption, and you can add other coverages, like crime, cyber, employee benefits coverage and others as needed.

Cyber Insurance

Companies of all sizes are at risk for a cyber event, and cyber liability insurance provides your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations, and reputation.

Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) is designed to protect your business in the event of an employment-related claim, such as wrongful termination, sexual harassment and retaliation and more. EPLI includes management liability products such as directors and officers (D&O) and excess management liability coverage.

Illinois Business Insurance Requirements and Laws

Illinois state law requires businesses with one or more employees, whether full-time or part-time, to obtain workers’ compensation coverage. Additionally, if the business owns vehicles titled to the company, commercial auto insurance is also required to cover property damage, bodily injury and personal injury protection.

While not required by law, it’s recommended that Illinois small businesses be covered with general liability insurance, professional liability insurance and commercial property insurance.

Top Industries in Illinois

AmTrust offers a variety of small business insurance coverage to top industries in Illinois that can be customized to your individual needs. Some of the leading types of Illinois small businesses we cover include:

How Much Does Business Insurance in Illinois Cost?

The cost of business insurance for small businesses in Illinois depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage.

To get a quote, connect with an AmTrust-appointed agent today.

Resources for Illinois Small Business Owners

AmTrust is here to help small businesses in Illinois with a variety of resources to help protect the company and keep employees safe.

Helpful Links for Illinois Small Business Owners