Arizona Workers' Compensation Insurance

AmTrust is an industry leader in workers’ compensation for Arizona small businesses. Connect with an AmTrust-appointed agent to get a quote.

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Choose AmTrust for Workers’ Compensation Coverage in Arizona

Workers' compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.

As the third largest workers' compensation carrier in the United States, AmTrust can design the specific packages small and mid-sized businesses need to comply and succeed. From Phoenix and Tucson to Sedona, Tempe and everywhere in between, AmTrust is a one-stop shop for Wisconsin workers’ compensation insurance.

Is Workers’ Compensation Mandatory in Arizona?

State law requires all businesses in Arizona to have workers’ compensation coverage for their employees, regardless of how many workers they have or whether they are full-time, part-time, minors or family members. Employers who do not carry workers’ compensation insurance in Arizona will be guilty of a Class 6 felony and risk facing civil lawsuits should employees become injured on the job.

Common Workers’ Compensation Claims in Arizona

  • Construction work-related falls 
  • Slips, trips and falls
  • Lifting injuries from improper lift technique
  • Motor vehicle and heavy equipment accidents 
  • Exposure or injuries due to lack of proper PPE

Reduce Workers’ Compensation Claims with Loss Control Services from AmTrust

AmTrust’s Loss Control Department specializes in risk management solutions to help prevent injuries and improve employee safety. We take a proactive approach to reducing workplace injuries by offering robust employee training and consultant services to identify the specific risks each individual business may face. 

From onsite or virtual in-depth risk assessments to our extensive collection of
safety and risk management resources, AmTrust Loss Control can help identify common hazards that can lead to costly business losses and connect employers to solutions to help prevent or minimize them.

How Much Does Workers’ Compensation Insurance in Arizona Cost?


The cost of workers’ compensation for Arizona small businesses depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage. 

Additionally, businesses with safe workplaces could see an
experience modifier, the connection between their workplace injury loss and workers’ comp costs, that is better than average. Insurance companies use experience modifiers to help determine workers’ compensation premium costs, and companies with lower risk will generally have a lower premium.

To get a quote, connect with an AmTrust-appointed agent today.


Workers’ Compensation Resources for Arizona Small Business Owners

AmTrust is here to help Arizona small businesses with various workers’ compensation resources to help protect the company and keep employees safe.

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