| AmTrust Risk Solutions

Our Renters Insurance suite delivers competitive solutions designed for a variety of distributors. We provide embedded solutions that combine our strong underwriting, customizable products, and white-glove approach to help our partners maximize value and portfolio performance.

Renters Coverages

Whether you're looking to expand your insurance offerings, optimize your current program structure, or simply provide a seamless protection option for renters, we work with you to accomplish your goals.

Individual Policy

Individual Renter Insurance offers comprehensive coverage for residents, combining liability protection with personal contents coverage to safeguard what matters most. With multiple optional enhancements available, renters can customize their policy for stronger, more competitive protection—while helping properties meet coverage requirements and reduce overall risk.

Group Policy

Our group policy offers a point‑of‑lease model to seamlessly offer coverage during the leasing process, tailored to meet each client’s specific needs. Monthly premiums can be conveniently bundled with rent payments, reducing coverage gaps and delivering consistent, portfolio‑wide protection.

Even with insurance requirements in place, renters don't always maintain active policies—and when accidents happen, that gap can leave property owners exposed.

Our Tenant Legal Liability provides reliable protection for your property owner clients—covering resident-caused damage and supporting consistent coverage compliance across your portfolio. Flexible by design, it can be tailored to your needs with options like personal contents coverage and enhancements that help broaden protection.

A modern alternative to traditional cash security deposits, Security Deposit Insurance allows renters to pay a small, nonrefundable premium that protects property owners against damages or unpaid rent—delivering the same confidence as a standard deposit with far less upfront cost for renters.

Why Partner with AmTrust Risk Solutions?

At AmTrust Risk Solutions, we prioritize relationships over transactions. Being a closely-held business, teamwork and tenacity are ingrained in our culture and evident in all our engagements.

Human-Driven Partnerships

Real conversations. Fast answers. Thoughtful guidance.

Experience You Can Trust

25+ years in specialty risk and an A- rating from AM Best. We back every promise with proven strength.

Flexibility & Growth

Customized programs to fit your business. We win by growing together.

Transparency & Accountability

No layers, no runaround. We do what we say, every time.

Property Protection

Renters Insurance

Renters Coverages

Landlord Protection

Security Deposit Insurance

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