E&S Human & Social Services

Fast, clear Human Services coverage built for broker efficiency.

Human Services Organizations Need Speed and Clarity Brokers Depend On

AmTrust E&S Human Services is built around broker workflows: fast responses, predictable underwriting, direct access to decision-makers, and coverage shaped for the exposures brokers see every day across behavioral health, disability support, and community care.

Minimum premium $50,000
Occurrence & Claims Made offering, defense inside the limit
General Liability: $1M/$3M
Employee Benefits
Abuse Liability up to $1M/$3M
Social Service & Allied Health
Professional Liability up to $1M/$3M
Hired & non-owned auto up to $1M
Supported Excess up to $5M capacity

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Target Classes

Substance Use Treatment (for profit & not for profit)

Outpatient Services
Residential facilities, including detox facilities offering a full continuum of care

Mental Health Treatment

Outpatient Services
Residential Facilities
Group Homes
Independent Living

Intellectually Disabled Services

Group Homes
Community Based support
Vocational programs

Residential Services

Homeless Shelters
Transitional Housing
Battered Victims Shelters

Clinics

Community Clinics
Low-cost or Free Clinic

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