Become an Appointed Agent

Go

Discover What We Cover

Workers’ Compensation

Having a dependable workers' compensation policy in place is so important for any Pennsylvania business, but especially for small businesses. Damages for injuries suffered at work can amount to thousands or even millions of dollars. Without sufficient coverage, employers could be susceptible to punitive damages, pain and suffering lawsuits and astronomical medical bills.

AmTrust works closely with its Pennsylvania agents to place insurance for small-business clients that is intended to comply with insurance requirements and help them succeed. We cover more than 350 eligible classes of business, including hotels, professional offices, restaurants, retail stores and more.

Nonprofit Insurance

AmTrust Nonprofit Insurance provides all lines of insurance coverage specifically tailored to the needs of our Pennsylvania nonprofit organizations. Our insurance lines include property, general, professional, management, umbrella liability, automobile, director and officer liability, BOP and workers' compensation.

With a comprehensive suite of coverages, our appointed agents have the confidence and flexibility to offer their nonprofit clients the perfect insurance solutions to help support their respective missions.

Business Owners Policy (BOP)

This type of insurance combines coverages a business normally would buy individually into one bundle. A standard Business Owners Policy (BOP) covers three things:

  • General Liability - If a customer is injured at your Pennsylvania client’s place of business, General Liability insurance is designed to cover the potential medical costs and associated legal fees. It also covers advertising injury – certain offenses like copyright infringement and libel.
  • Property - This helps ensure that your client’s property is covered in the event of damage – ultimately helping to keep a business up and running. Property coverage can be “named-peril,” “open-peril,” or “special.”
  • Business Interruption- A major storm, an electrical outage, a hacking incident – any of these can abruptly stop a business in its tracks. This coverage is designed to protect your clients during a covered event, even potentially replacing money that would have been made if not for the incident.

Cyber Liability Insurance

Now more than ever, it’s important to make sure your Pennsylvania clients are covered for a cybercrime event. The level of coverage your client needs will vary from business to business. In addition to basic cyber liability coverage, AmTrust's Cyber Liability policy also includes coverage for Website Media Content Liability, Regulatory Defense and Penalties as well as PCI Fines, Expenses and Costs. So as your client’s business expands into the digital and mobile space, so does their coverage to address risks associated with any violations of privacy, plagiarism or piracy, copyright and trademark infringement, alleged defamation, libel or slander relating to their website.

Employment Practices Liability Insurance (EPLI)

This is a valuable insurance product specifically designed to help protect Pennsylvania businesses from employment practices liability exposure. Insured events generally include alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. This coverage is inexpensive and includes free risk and employee management services previously available only to larger companies.

Regardless of company size, the possibility of being sued for one of the above infractions is a reality for any business. Without an EPLI policy in place, your Pennsylvania client may have to pay for any losses associated with employment practice litigation out of pocket.

Time Zones

13

Countries

70

Brands

12

Agents

9500