Topics: Agent Resources AmTrust News Disability Benefits New York Paid Family Leave
Since the New York Paid Family Leave (PFL) program is new and unprecedented in the country in terms of the amount and scope of benefits, there are bound to be some bumps in the road when it comes to filing PFL claims. To help minimize the frustrations of employees filing claims for PFL, we have provided three simple tips to help make the claims process easier and more efficient.
Having the employer and employee on the same page when it comes to the paid family leave claims submission process will help avoid things falling through the cracks. Whether it is the employer or employee submitting the claim, each scenario comes with its advantages and disadvantages. Being aware of these can help avoid claim submission pitfalls.
Employee According to the regulations, filing the PFL claim is the employee’s responsibility because of the potential for the collection of sensitive personal health information (PHI).
Employer The employer is allowed to continue existing human resources practices and submit the claims and required documentation.
It sounds easy enough, but it is often a cause of delays in the claims process. Having claim forms completely filled out as well as submitting all of the required documentation will keep things moving along. Without the completed claim information, the claim for paid family leave can remain in limbo and the employee must send in the required documentation before the review process takes place. Below is the list of claim forms that may need to be completed, depending on the type of PFL claim filed:
Remember, making sure to “dot all the i’s and cross the t’s” on your forms will help avoid any delays in the claims process.
Once a completed claim is received with all required forms and documentation, the carrier has 18 days to review and pay an approved claim. If a completed claim is received at least 18 days before the event, the carrier will pay approved claims within five days of the leave event: for example, a pre-scheduled surgery or pre-planned military event.
Making sure to have all your “ducks in a row” when it comes to the PFL claims process benefits both agents and business owners alike. That’s where partnering with a leader in New York disability benefits can really pay off. AmTrust offers a strong and reliable support system that can help you (and your clients) understand and comply with the new policy and claims process.
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