A Closer Look at the Top Workers’ Comp Class Codes We Write: Barber and Beauty Shops

Topics: Agent Resources

Much like the retail industry, beauty and barber shops may not jump out at you initially as posing a workers’ comp risk. However, if we look closely at the environment in which barbers and hair stylists work, we can see that there are quite a few risks:

  • Slips, trips, and falls due to slippery floor surfaces (from liquids or hair clippings)
  • Cuts from sharp objects like scissors
  • Burns and electrical shocks from curling irons, straighteners, etc.
  • Chemical exposures from hair products

Workers’ Comp for the Barber Shops

When it comes to writing a barber shop or beauty salon workers’ comp policy, we generally focus on programs that feature:
  • At least one full-time employee (owners included) or part-time equivalent
  • No more than 75 employees at any one location per shift (due to the unlikelihood of one location having such a high number of employees, especially on one shift, this is generally not a factor)
  • New ventures acceptable

Want to know more? AmTrust is a leader in workers’ compensation insurance for small to mid-sized businesses. Contact us to find out how we can design specific insurance packages to fit your client’s needs.

This material is for informational purposes only. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact your local RSM for more information.

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