Legal Expenses Insurance

What sets AmTrust apart?

Legal expenses can be costly and present a serious financial risk for individuals and businesses of all sizes. AmTrust International is a well-known provider of Before the Event (BTE) and After the Event (ATE) legal expenses insurance aiming to provide our clients with greater peace of mind when faced with litigation.

• BTE and ATE coverage that adapts to the changing legal environment
• A flexible and innovative approach
• We have capacity to provide products in UK, Europe and the Rest of the World.

Litigation is expensive, with significant costs including solicitors, barristers, court fees, expert witnesses and so on. In some cases, the cost of a legal case could seriously jeopardise an individual's personal finances or the viability of a small business. That's why AmTrust International's legal expenses coverage offers peace of mind to individuals and business entities looking to lessen their exposure to the financial toll that litigation can take.

Lines Covered

AmTrust provides underwriting services for both Before the Event (BTE) and After the Event (ATE) coverage.

Before the Event:  Our BTE coverage provides protection for legal costs associated with an unforeseen dispute, including:​

• Commercial Legal Protection
• Family Legal Protection
• Landlord & Tenant Legal Protection
• Motor Legal Protection including Replacement Vehicle Protection & Uninsured Driver Benefit
• Affinity, membership associations and employee benefit solutions

All our BTE policies include access to a 24/7 legal, HR and tax advice service provided by solicitors and other professional advisors as well as the ability to access online legal services.

After the Event: 
When a dispute has already arisen, ATE coverage can help minimise financial risks if the case is lost or discontinued. We can consider the following case categories:

• Commercial Litigation including shareholder, contract and partnership disputes
• Professional Negligence
• Financial Mis-selling
• Insolvency
• Contentious Trusts / Probate
• International Arbitration
• Clinical Negligence
• Personal Injury

Flexibility and Customisation

Flexibility is the hallmark of our legal expenses cover. We focus on developing a long-term, two-way relationship with those we insure, and that dedicated approach enables us to offer coverage that is adapted to the insured's needs. Instead of imposing a one-size-fits-all approach on our clients, we look for ways to develop plans that meet each client's unique needs.

AmTrust International's innovative approach to legal expenses insurance coverage has made us a recognised thought-leader in the industry. We are active members in a wide range of legal industry bodies, including serving at the board level on the International Association of Legal Protection Insurers (RIAD), the leading industry body for law insurance providers in Europe and around the world. Our expertise and depth of knowledge in this field allows us to offer coverage that is innovative, collaborative and able to adapt to a changing legal environment.

Contact the Legal Expenses Team to find out more.