Rainfall and Vegetation Index Plans

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Rainfall and Vegetation Index Plans of Insurance (RI/VI)

The Rainfall and Vegetation Index plans of insurance are designed as risk management tools to insure against declines in an index in a designated area called a grid. They are primarily intended for use by producers whose crop production tends to follow the average precipitation or vegetation patterns for the grid. It is possible for you to have low crop production on the acreage that you insure and still not receive a payment under these plans.

Vegetative Index Plan (VI)

VI is based on the U.S. Geological Survey's Earth Resources Observation and Science (EROS) normalized difference vegetation index (NDVI) data derived from satellites observing long-term changes in greenness of vegetation of the earth since 1989. The program divides the country into six regions due to different weather patterns, with pilots available in select counties.

Crops insurable under RI include:
Annual Forage; Apiculture; and Pasture Rangeland Forage (PRF)

Crops insurable under VI include: 
Annual Forage; Apiculture