Coverage Guidelines

Financial Institutions Insurance

Coverage Guidelines

AmTrust’s Financial Institutions division understands the unique risks each financial institution faces in the current banking, regulatory and insurance environments. Our underwriters have extensive industry knowledge and will help structure an insurance program that will help your clients effectively manage their risks. AmTrust’s FI Advantage products offer comprehensive insurance coverage that can be tailored to the specific needs of each risk.

Availability
Available in all states except AK, HI, NY, and VT
 
Financial Institutions Overview
Limits
Coverage Limit
Directors & Officers $10,000,000
Lender Liability
Trust Services Liability
$10,000,000
$10,000,000
Fiduciary Liability $5,000,000
EPLI
Wage & Hour (FLSA)
$10,000,000
$500,000
Network Security & Privacy Liability $5,000,000
Business Interruption
Crisis Mitigation Expense
Financial Institution Bond
EFT Guard (per acct. holder)
Civil Money Penalties (per D&O)
Excess Deposit Bond
$5,000,000
$1,000,000
$10,000,000
$1,000,000
$250,000
$10,000,000
 
Size of Institution
  • Banks – Institutions <$5B in assets with <250 employees
  • Other FI – Revenues > $50,000 (with exception for start-up operations)

Time Zones

13

Countries

70

Brands

12

Agents

9500