Commercial Casualty

Get to know our commercial casualty insurance offerings to find out how AmTrust makes it easy to insure the small and mid-sized businesses who rely on your guidance.

Easily adjust coverage offerings for each business you deal with.

Access tools and resources that make providing custom quotes easy.

Flexible underwriting and competitive commissions.

Commercial Casualty

AmTrust offers appointed agents a quality array of casualty protection products. These policies can be effectively marketed to manufacturers, contractors, real estate lessors and the hospitality industry. In addition, you may offer coverage to any business that has potential casualty exposure. Your ability to adjust coverage to meet your customers' specific needs is one of the greatest benefits of being appointed with AmTrust.

AmTrust collaborates with agents to customize casualty products that meet each policyholder's specific needs and address special issues in the operation of their businesses. With the underwriting flexibility of AmTrust behind you, you can offer both general liability and product liability coverage to your customers. Working with AmTrust increases your ability to solve customer problems and create lasting relationships with companies and individuals who require casualty coverage.

Coverages Offered

In addition to commercial general liability and product liability, you can offer coverage for discontinued product liability to owners who are selling a business and want continued protection against damage or harm caused by products their company manufactured. In addition, you can provide completed operations liability for contractors who want protection for harm to parties after contracted activities have ceased. You may offer owners and contractors protective (OCP) liability to protect the insured person from claims based on work a contractor performs.

You can also offer occurrence coverage for any events that take place during the policy period, no matter when the claim is made, or you can offer claims-made coverage for events and claims that both happen during the policy period.

AmTrust offers a host of optional coverages that can greatly increase your commercial casualty product line and help you provide your policyholders with customized coverage. You can offer liability coverage on employee benefits, as well as coverage of vendors. You may provide blanket coverage or include additional insured persons in a policy. If your policyholders want project coverage, you can offer per project or per location endorsements.

Premiums, Deductibles, and Policy Limits

Minimum premiums start at $15,000.

Deductibles range from $1,000 to $25,000 per claim or occurrence. The Self Insured Retention minimum is $25,000.

Policy limits are $1 million per occurrence, combined with $2 million general aggregate and $2 million products aggregate coverage. There is a $1 million limit on liquor liability.

AmTrust provides you with ISO coverage forms for commercial property that define what property and property interest are included in the coverage. You can easily customize endorsements and exclusions, along with risk transfer tailored to each client's needs and circumstances. This ability helps you meet any risk situation with a viable solution.

Grow with AmTrust

Your practice can grow with AmTrust, because you have room to change, adjust and appeal to a wider range of business types, owners and property requirements. Our commercial casualty offerings offer a broad selection of coverage options so you can be confident you have the ability to insure almost any type of business owner seeking commercial casualty insurance you will meet. AmTrust appointed agents are some of the most informed, prepared and adaptable in the business. Grow your business with us today.

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