Small Business Insurance Florida

Our insurance products are specifically designed to meet the needs of Florida small businesses. Connect with an AmTrust-appointed agent to get a quote.

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Choose AmTrust for Small Business Insurance in Florida

Florida is one of the top states in the country for small businesses, boasting 2.8 million small businesses that employ 3.6 million people. AmTrust is here to help Florida small business owners get the insurance coverage they need to protect their business, their property and their employees from a variety of risks.

From Miami and Orlando to Tampa, Sarasota and everywhere in between, AmTrust is a one-stop shop for Florida small business insurance.

Types of Florida Business Insurance from AmTrust

AmTrust is an industry-leading provider of small business insurance solutions. We offer a wide array of robust commercial insurance coverage for Florida small businesses, including:

Workers' compensation insurance protects your most valuable asset – your workforce. Should an employee suffer job-related injuries or accidents, workers' comp covers the cost of medical expenses, lost wages and retraining costs or compensation for permanent disability.

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Companies of all sizes are at risk for a cyber event, and cyber liability insurance provides your business comprehensive financial protection and expert assistance to navigate a broad range of cyber threats to your company's data, operations, and reputation.

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Employment practices liability insurance is designed to protect your business in the event of an employment-related claim, such as wrongful termination, sexual harassment and retaliation and more. EPLI includes management liability products such as directors and officers (D&O) and excess management liability coverage.

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Florida Business Insurance Requirements and Laws

With the exception of workers' compensation coverage and commercial auto, business insurance is not required by Florida state law. However, the policies described above are recommended for all Florida small businesses.

If a small business has four or more employees who work either full-time or part-time, the state of Florida requires employers to provide workers' compensation coverage for injuries that may occur due to work-related activities. Likewise, if your Florida small business utilizes vehicles like vans, trucks or cars as part of daily business operations, you are required to be covered with commercial auto insurance for property damage, bodily injury and personal injury protection.

Top Industries in Florida

AmTrust offers a variety of small business insurance coverage to top industries in Florida that can be customized to your individual needs. Some of the leading types of Florida small businesses we cover include:

How Much Does Business Insurance in Florida Cost?

The cost of business insurance for small businesses in Florida depends on several factors. The size and location of the company, the specific industry, coverage limits and the various risks facing the employees all have an impact on the cost of coverage.

To get a quote, connect with an AmTrust-appointed agent today.

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Small Business Insurance Florida

Choose AmTrust for Small Business Insurance in Florida

Types of Florida Business Insurance from AmTrust

Workers' Compensation

Cyber Insurance

EPLI

Florida Business Insurance Requirements and Laws

Top Industries in Florida

How Much Does Business Insurance in Florida Cost?

Resources for Florida Small Business Owners

Commercial Property Protection Resources

PolicyWire Blog

Hurricane Preparedness: Storms, Hurricanes and Tornadoes

AmTrust Small Business Insurance Solutions

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